# OneAssure

> Insurance guidance for health and life, from selection through claims

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Bengaluru, Karnataka, India |
| Founded | 2019 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Seed |

## Overview

OneAssure is a digital insurance distribution platform for health and life insurance products, serving individual consumers in India. The company operates as a licensed direct broker (IRDAI License No. 756, Life and General) and focuses on serving first-time buyers, NRIs, and individuals with pre-existing conditions who need guided policy selection.

The platform provides plan comparison tools, advisor-led recommendations, and end-to-end policy management delivered as a web-based SaaS product. A key differentiator is its advisory approach -- curated guidance with plain-language explanations rather than presenting unfiltered option lists. The platform also includes an AI-powered chatbot (PolicyPal) for 24/7 customer support and health assessment calculators integrated into the user experience.

Founded in 2019 by Shreyans Maini and Ruchir Kartik Kanakia, OneAssure has served 20,000+ families and processed 5,000+ claims. The company has raised USD 2.63M across three funding rounds from 42 investors including Force Ventures, Rainmatter Capital, Everywhere Ventures, Supermorpheus, and BlueMeme.

## Products & services

### Health Insurance Platform

Digital marketplace for health insurance plan comparison, selection guidance, and ongoing policy management for individuals and families.

**Key features:**

- Plan comparison and curated recommendations based on individual profile
- End\-to\-end policy management from purchase through renewal
- Claims assistance and settlement guidance

*Target users:* Individual consumers, NRIs, individuals with pre\-existing conditions

### Term Life Insurance Advisory

Product selection support and advisor guidance for term life insurance.

**Key features:**

- Term life plan comparison and selection tools
- Advisor\-assisted recommendations
- Ongoing policy support

*Target users:* Individual consumers seeking life insurance coverage

### PolicyPal AI Chatbot

24/7 automated insurance guidance powered by AI for customer inquiries and insurance education.

**Key features:**

- Round\-the\-clock customer support
- Plain\-language insurance explanations
- Inquiry handling and escalation to human advisors

*Target users:* Platform customers seeking immediate assistance

### Health Calculators

Suite of digital health assessment tools integrated into the platform to support insurance decision-making.

**Key features:**

- BMI and TDEE calculators
- GFR calculator and pregnancy tracking
- Fitness assessment tools for health context

*Target users:* Consumers evaluating health insurance needs

## Category & focus

- Subcategories: Digital insurance marketplace, Consumer insurance advisory, Health insurance comparison
- Insurance verticals: Health, Life & Annuity
- Target customers: Consumers, Agents/Agencies

## Links

- Website: <https://oneassure.in>
- Directory profile: <https://insurtechlist.com/companies/oneassure/>
- About: <https://oneassure.in/about>
- Linkedin: <https://in.linkedin.com/company/oneassure>

---

*Last updated: 2026\-06\-08*