# Olino

> Embedded professional insurance for SMEs and independent professionals

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Castres, France |
| Founded | 2020 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Acquired |

## Overview

Olino is an embedded insurance distribution platform for independent professionals and small-to-medium enterprises, operating primarily in France and broader European markets. Founded in 2020 as Riskee and subsequently rebranded, the company functions as a regulated online insurance broker (ACPR/ORIAS no. 07009049) offering digital access to professional liability and multi-risk commercial property coverage across more than 1,000 professional activity types.

The platform delivers insurance through a B2B embedded model, enabling partner companies -- including accounting software providers, fintech platforms, and neobanks -- to offer insurance to their own customers via API, iFrame, or white-label integrations. A proprietary matching algorithm connects applicants to products from a network of 30+ insurers, and the end-to-end digital process allows customers to obtain a quote and bind coverage in under three minutes.

Olino raised EUR 2.2M in a seed round in October 2022 from Newfund, Astorya.VC, and MCapital, and was subsequently acquired by Groupe Rouge, an insurance brokerage firm, in September 2024. The platform serves 500+ SME customers across Europe.

## Products & services

### Responsabilite Civile Professionnelle \(Professional Liability\)

Digital professional liability insurance covering damages caused to third parties by independent professionals and small businesses. Available entirely online for over 1,000 professional activity categories.

**Key features:**

- Instant online quote and binding
- Coverage for independent professionals, consultants, and freelancers
- Paperless application and policy issuance

*Target users:* Independent professionals, freelancers, SMEs

### Assurance Multirisque Professionnelle \(Multi\-Risk Commercial Property\)

Multi-risk office and commercial property insurance covering water damage, fire, glass breakage, theft, and other property risks for SME offices and commercial spaces.

**Key features:**

- Digital application and instant coverage
- Multiple peril coverage in a single policy
- Designed for small business premises

*Target users:* SMEs with physical office or commercial space

### Embedded Insurance Platform

B2B distribution platform enabling partner companies to offer insurance products to their own customers without redirecting them to external sites.

**Key features:**

- Integration via API, iFrame, or white\-label landing pages
- Grey\-label and white\-label deployment options
- Access to 15 digital insurance products via a single integration
- Proprietary insurer\-matching algorithm across 30\+ carrier partners

*Target users:* Fintech platforms, neobanks, accounting software providers, B2B SaaS companies

## Category & focus

- Subcategories: Embedded Insurance, Digital Brokerage, API Insurance Distribution
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Brokers, Agents/Agencies, Consumers

## Notable customers

- Axonaut \(accounting and CRM platform\)
- O2 Care Services
- GetInside
- Silvr \(embedded finance\)

## Links

- Website: <https://olino.fr>
- Directory profile: <https://insurtechlist.com/companies/olino/>
- Contact: <https://www.olino.fr/contact/>
- Youtube: <https://www.youtube.com/channel/UCX9tk86YGtmynynbwH-ImoQ>
- Linkedin: <https://fr.linkedin.com/company/olino-insurance>

---

*Last updated: 2026\-06\-15*