# OIB Solutions

> Core Insurance platform for insurers, MGAs, and brokers \-\- policy, claims, and AI distribution in one system

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2023 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

OIB Solutions is a core insurance administration platform for insurers, MGAs, brokers, and delegated underwriting agents, founded in Paris in 2023. The platform covers the full contract lifecycle -- policy issuance, premium collection, renewals, endorsements, claims management, and cancellations -- delivered as a cloud-native SaaS and API-first system.

The platform integrates conversational AI distribution through ChatGPT, Claude, Gemini, and Mistral, enabling policyholders to request quotes and sign up for coverage within chat interfaces. A no-code rules engine allows carriers and MGAs to configure tarification and product rules without custom development. The system targets deployment timelines of approximately four weeks, compared to six to twelve months for traditional core system implementations.

Since its 2023 founding by Nicolas Ruetig, Philippe Mangematin, and David Dumont, OIB Solutions has signed five production clients managing over 500,000 contracts, including WTW France and ODEALIM, which launched platforms on the system in 2025. The company is bootstrapped and based in Paris with an additional office in Toulouse.

## Products & services

### Core Insurance Platform

A full-lifecycle contract management system handling policy underwriting, premium collection, renewals, endorsements, claims processing, and cancellations. Clients include property, construction, and specialty lines insurers.

**Key features:**

- No\-code rules engine for product configuration and tarification
- Automated deadline tracking and compliance alerts
- Automated document generation for policies and claims correspondence
- AML\-CFT compliance module and GDPR\-native architecture

*Target users:* Insurers, MGAs, brokers, and delegated underwriting agents

### AI Distribution Module

Integration layer connecting the core platform with conversational AI systems (ChatGPT, Claude, Gemini, Mistral). Policyholders interact through chat interfaces to obtain personalized quotes and complete subscription with embedded e-signatures.

**Key features:**

- Multi\-LLM support \(ChatGPT, Claude, Gemini, Mistral\)
- Embedded e\-signature for in\-chat policy subscription
- Real\-time quote engine via REST API

*Target users:* Insurers and MGAs distributing products through digital and broker channels

### REST API

Headless API layer enabling third-party system integrations, comparator distribution, and multi-product portfolio management. Average response time under 160ms.

**Key features:**

- Real\-time rate quotations and policy management
- Multi\-product and portfolio management
- Electronic signature integration

*Target users:* Carriers and MGAs integrating with broker networks or distribution platforms

## Category & focus

- Subcategories: Policy Administration, Claims Management, AI Distribution
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- WTW France \(insurance brokerage\) \-\- production platform launched 2025
- ODEALIM \(real estate / construction insurance specialist\) \-\- construction damage \(dommages\-ouvrage\) platform launched 2025
- AMIG Assurances \(insurance carrier\)
- Assurlib\.com \(Groupe Tolede\) \-\- online insurance digital underwriting portal
- Health Compass \(health insurance\) \-\- API\-based distribution through comparators and brokers

## Links

- Website: <https://oib-solutions.com>
- Directory profile: <https://insurtechlist.com/companies/oib-solutions/>
- Blog: <https://oib-solutions.com/en/blog>
- Linkedin: <https://fr.linkedin.com/company/oib-solutions>
- Case studies: <https://oib-solutions.com/en/case-studies>
- Demo/contact: <https://calendly.com/oib-solutions/demo>

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*Last updated: 2026\-06\-08*