# Obie Insurance

> Instant landlord insurance for residential real estate investors, embedded inside the proptech platforms they already use\.

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | NA |
| Headquarters | Chicago, Illinois |
| Founded | 2017 |
| Employees | 51-200 |

## Overview

Obie is a residential landlord insurance MGA targeting real estate investors, with distribution embedded directly into proptech platforms and marketplaces. The company provides instant, bindable quotes for single-family rentals, multi-family properties, and apartment buildings, available in all 50 US states.

The company underwrites landlord and rental property insurance programs with capacity from A-rated carrier partners including Markel Insurance (added in 2026, rated A by AM Best). Its embedded distribution model integrates insurance quoting and binding directly into property management software, lending platforms, and real estate marketplaces -- eliminating the need for investors to seek coverage through a separate channel.

Obie covers over USD 20B in property value and has partnered with more than 75 proptech companies including Roofstock, Flock Homes, and Baselane. The company reported 2,100%+ revenue growth between 2021 and 2025 and was ranked No. 350 on the 2025 Inc. 5000 list (No. 9 in the Insurance category). In January 2026, The Baldwin Group (NASDAQ: BWIN) completed an acquisition of Obie, expanding Baldwin's property insurance distribution network.

## Products & services

### Landlord Insurance

Instant, bindable coverage for residential rental properties including single-family rentals and apartment buildings. Available directly and via embedded integrations within proptech platforms.

**Key features:**

- Dwelling and structural coverage for rental properties
- Liability protection for landlords
- Loss of rental income coverage
- Coverage across all 50 US states

*Target users:* Residential real estate investors, individual landlords, portfolio holders

*Distribution:* Embedded via proptech partner platforms and direct

### PolicyProof

Launched February 2025, PolicyProof simplifies insurance compliance for property managers by providing built-in liability protection and compliance verification. Addresses the needs of managers overseeing multiple rental properties.

**Key features:**

- Property manager liability protection
- Insurance compliance management for rental portfolios

*Target users:* Property managers

*Distribution:* Direct and via property management software integrations

## Links

- Website: <https://www.obieinsure.com>
- Directory profile: <https://insurtechlist.com/companies/obie-insurance/>
- Careers: <https://www.obieinsure.com/careers>
- Linkedin: <https://www.linkedin.com/company/joinobie>
- Press/news: <https://www.obieinsure.com/newsroom>

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*Last updated: 2026\-06\-16*