# OBAI

> AI\-powered claims co\-pilot for independent insurance appraisers and adjusters

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | [Unknown] |
| Stage | Growth |
| Funding | Bootstrapped |

## Overview

OBAI is a claims technology platform for independent insurance appraisers and adjusters in the property and casualty segment. The platform functions as a claims co-pilot, automating administrative and analytical tasks throughout the appraisal workflow to help professionals close claims faster.

The core platform delivers AI-powered damage assessment for hail, water, fire, and wind damage claims. It handles appointment scheduling, policyholder photo collection and sorting, and preliminary damage scope generation, then exports results directly into CCC and Xactimate -- the two dominant claims management systems -- eliminating duplicate data entry. An audit trail feature records the reasoning behind each assessment.

Users report saving 10 to 15 hours per week on administrative tasks and drive time. The platform is used by adjusters internationally and is referenced in U.S. Patent 11,769,120 related to systems and methods for improving user experience during damage appraisal.

## Products & services

### Claims Co\-Pilot Platform

An intelligent claims management platform that automates the property damage appraisal workflow from first notice through scope export.

**Key features:**

- Auto\-scheduled policyholder appointments with route optimization
- Automated photo collection and intelligent sorting from policyholders
- AI\-powered damage scope analysis for hail, water, fire, and wind claims
- Seamless export to CCC and Xactimate without duplicate data entry
- Audit trail documentation capturing how and why each claim was assessed
- Supplement reduction through comprehensive initial damage assessment

*Target users:* Independent insurance appraisers, claims adjusters

## Category & focus

- Subcategories: Claims Automation, FNOL, Damage Assessment, Workflow Automation
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Agents/Agencies, TPAs

## Links

- Website: <https://www.obai.app>
- Directory profile: <https://insurtechlist.com/companies/obai/>
- About: <https://www.obai.app/about>
- Ios app: <https://apps.apple.com/us/app/obbi/id6451968371>
- How it works: <https://www.obai.app/how-it-works>
- Hail damage platform: <https://hail.obai.app/>

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*Last updated: 2026\-06\-16*