# Nowo\.tech

> Embedded insurance distribution platform for brokers, MGAs, and affinity partners

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Malaga, Spain |
| Founded | 2020 |
| Stage | Growth |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Nowo.tech is an embedded insurance distribution platform for brokers, MGAs, insurers, and affinity channel partners, with a focus on Spanish and European markets. The platform allows non-insurance businesses to sell insurance products through their digital channels without significant technical investment, targeting B2B2C and affinity distribution models.

The platform is delivered as SaaS with a low-code architecture that enables partners to embed quoting, issuance, and policy management functionality via widgets requiring minimal code integration. Core capabilities span the full insurance sales workflow: pricing, digital contracting, electronic signatures, omnichannel communications (email, calls, chat, WhatsApp), CRM, and a customer self-service portal for policies, quotes, documents, and claims.

Founded in 2020 in Malaga, Nowo.tech participated in the Aceleradora RUS program in 2023 and was selected as a finalist insurtech from Spain in the fourth cohort. The platform supports distribution of a broad range of insurance lines including cyber, home, travel, auto, health, life, and pet products.

## Products & services

### Embedded Insurance Platform

A low-code SaaS platform enabling distribution of insurance products through third-party digital channels. Partners embed quoting and issuance widgets into their websites or apps via minimal code integration.

**Key features:**

- Embeddable quoting and issuance widgets
- Two\-line code integration for rapid deployment
- Real\-time widget configuration dashboard
- Self\-service, low\-code setup with no engineering dependency

*Target users:* Insurance brokers, MGAs, affinity channel partners, non\-insurance businesses

### Insurance Sales & Operations Suite

A set of operational tools supporting end-to-end insurance sales and distribution management.

**Key features:**

- Digital contracting and e\-signature
- Omnichannel communication \(email, calls, chat, WhatsApp\)
- Insurance CRM with advanced lead management
- Customer self\-service portal \(policy management, quotes, documents, claims\)
- Real\-time configurable dashboards and data analytics

*Target users:* Broker networks, professional associations, telcos, travel agencies, fintechs, e\-commerce platforms

## Category & focus

- Subcategories: Embedded Insurance, Affinity Distribution, Digital Quoting & Issuance
- Insurance verticals: P&C Personal, P&C Commercial, Health, Specialty/E&S, Life & Annuity
- Target customers: Brokers, MGAs/MGUs, Carriers

## Notable customers

- Broker networks and professional associations
- Telecommunications companies
- Online travel agencies
- Banking and fintech companies
- E\-commerce platforms
- Energy companies

## Links

- Website: <https://nowo.tech>
- Directory profile: <https://insurtechlist.com/companies/nowo-tech/>
- Contact: <https://nowo.tech/contacto/>
- Linkedin: <https://es.linkedin.com/company/nowo-tech>

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*Last updated: 2026\-06\-15*