# Now Seguros > A 100% digital insurance carrier in Brazil distributing residential, commercial, life, and personal accident coverage through non\-conventional digital channels ## At a glance | Field | Value | | --- | --- | | Type | Carrier | | Region | LATAM | | Headquarters | Sao Paulo, Brazil | | Founded | 2022 | | Employees | 11-50 | ## Overview Now Seguros S.A. is a fully digital insurance carrier authorized by SUSEP (Superintendencia de Seguros Privados, Brazil's insurance regulatory authority) to operate nationwide as an S3 segment insurer. The company distributes residential, commercial, hybrid home-and-business, life, personal accident, and specialty insurance products exclusively through digital and non-conventional channels, including e-commerce platforms, fintech integrations, and broker networks. The company operates on a cloud-native platform built around REST APIs and webhooks, enabling integration with partners across different levels of technological maturity. Products are structured with monthly validity and no lock-in period, reducing barriers to entry for customers who have historically avoided insurance. Distribution partners can integrate via multiple formats, with the platform accommodating both API-native and lower-tech channel partners. Now Seguros entered operations through the SUSEP Regulatory Sandbox program starting October 13, 2022, which granted the company a supervised period to validate its digital carrier model under regulatory oversight. The company received full, definitive authorization from SUSEP on July 21, 2023, after successfully completing the sandbox period. It now holds a standard S3 segment carrier license and is authorized to write insurance across Brazil. ## Links - Website: - Directory profile: - Blog: - Careers: - Linkedin: - Partner portal: --- *Last updated: 2026\-06\-22*