# Novee AI

> AI\-powered submission processing and risk intelligence for commercial and specialty underwriters

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | London, England, United Kingdom |
| Founded | 2024 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Pre-Seed |

## Overview

Novee AI is an underwriting intelligence platform for commercial and specialty insurance carriers and managing general agents. The company provides an AI layer that integrates with existing insurer systems to automate submission processing and surface risk insights for underwriters handling complex lines including Political Violence & Terrorism, Property, Power & Renewables, and Energy.

The platform is delivered as an enterprise SaaS solution with API connectivity to existing underwriting workflows. Core capabilities include extraction of structured data from unstructured submissions, risk appetite evaluation, contract comparison, and automated workflow execution based on configurable underwriting rules. Outlook integration is included to support inbox-based submission workflows common in the London Market.

Founded in 2024 by former Deloitte Consulting associate directors Haris Khan and Arved Pohlabeln, Novee AI raised a GBP 1.6M pre-seed round led by 42CAP in July 2025. The company is an Insurtech Gateway portfolio company with live deployments at Lancashire Insurance Group, Volt Underwriting, and Atrium Underwriters.

## Products & services

### Extract

Converts insurance submissions in any format -- email, PDF, spreadsheet -- into structured, analyzable data ready for processing.

**Key features:**

- Multi\-format document ingestion
- Structured data output from unstructured sources
- Outlook integration for inbox\-based workflows

*Target users:* Underwriters handling commercial and specialty submissions

### Analyse

Evaluates risk quality, appetite alignment, and underwriting guidelines at both submission and location level.

**Key features:**

- Risk appetite scoring at submission level
- Location\-level risk factor surfacing
- Guidelines compliance checking

*Target users:* Underwriters assessing individual risks and portfolios

### Compare

Identifies material changes and differences across contracts and submissions.

**Key features:**

- Contract\-to\-contract variation detection
- Change summaries highlighting key modifications
- Side\-by\-side comparison for renewals

*Target users:* Underwriters reviewing renewals and endorsements

### Automate

Executes underwriting workflows based on risk context and configurable rules.

**Key features:**

- Rule\-based workflow automation
- Configurable underwriting decision logic
- Straight\-through processing for qualifying submissions

*Target users:* Underwriting teams seeking to reduce manual triage

### Report \(Coming Soon\)

Portfolio and pipeline aggregation for insights across the underwriting book.

**Key features:**

- Aggregated portfolio views
- Pipeline analytics
- Reporting across all submissions processed

*Target users:* Underwriting managers and portfolio leads

## Category & focus

- Subcategories: Submission Automation, AI Risk Intelligence, Underwriting Workflow
- Insurance verticals: Specialty/E&S, P&C Commercial
- Target customers: Carriers, MGAs/MGUs, Brokers

## Notable customers

- Lancashire Insurance Group
- Volt Underwriting
- Atrium Underwriters

## Links

- Website: <https://www.novee.ai>
- Directory profile: <https://insurtechlist.com/companies/novee-ai/>
- Linkedin: <https://www.linkedin.com/company/noveeai>

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*Last updated: 2026\-06\-15*