# Noria

> End\-to\-end insurance management software for Marine & Energy, Captive, and P&C insurers

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Oslo, Norway |
| Stage | Established |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Noria is an insurance management software provider serving carriers, P&I clubs, captive managers, and brokers in the marine & energy, captive, and property & casualty segments. Founded in Norway approximately 35 years ago, the company delivers a modular platform covering the full insurance lifecycle -- from quoting and policy administration through claims handling, accounting, and reinsurance. The platform is deployable on-premise or in the cloud.

The Noria Insurance Platform is composed of business modules that handle quoting, policy issuance, claims workflows, premium and claims accounting, reinsurance management, and customer self-service portals. A separate analytics layer, Noria Insight, provides real-time dashboards and KPI reporting. Professional services span digital strategy, transformation delivery, software engineering, quality assurance, cloud operations, and DevOps, enabling Noria to act both as a software vendor and implementation partner. Development capabilities are distributed across offices in Oslo, Bergen, and Sandefjord, Norway, and a development center in Ho Chi Minh City, Vietnam.

The company counts approximately 115 staff and has built a client roster that includes Gard, DNK, Marsh, WTW, Gjensidige, Fremtind, Heineken, Hydro, Statkraft, Vanbreda, Maersk, Skanska, and SpareBank 1. In 2025 Noria announced a partnership with Loadsure to build its end-to-end cargo insurance platform; Loadsure reached over 20% of the digital spot cargo insurance market within 18 months of launch.

## Products & services

### Noria Insurance Platform

An end-to-end insurance management platform with integrated modules covering the full policy lifecycle.

**Key features:**

- Quoting with configurable insured objects, interests, limits, conditions, and deductibles
- Policy administration with invoicing, financial transactions, and documentation workflows
- Claims handling with automated workflows, payment and settlement creation, and authorization rules
- Accounting and payments covering premium tracking, customer billing, and collection management
- Reinsurance support for quota share, facultative placements, and umbrella excess of loss programs
- Digital customer journey with self\-service portals and configurable 24/7 delivery

*Target users:* Marine & energy insurers, captive managers, P&C carriers, P&I clubs

### Marine & Energy Insurance Software

Specialized module for the marine and energy insurance market, supporting automatic workflow, invoicing, and closing processes.

**Key features:**

- Supports marine insurers, P&I clubs, and war risk pools
- Automated workflow for endorsements and closings
- Integration with reinsurance and accounting modules

*Target users:* Marine insurers, P&I clubs, marine brokers, war risk underwriters

### Captive Insurance Software

Tailored captive insurance management with Solvency II compliance and multi-entity support.

**Key features:**

- Solvency II compliance with audit trails and regulatory reporting
- Business Intelligence dashboards
- Web portals for mobile claims management
- Multi\-entity support for complex captive structures

*Target users:* Corporate captive managers, risk managers

### Property & Casualty \(P&C\) Insurance Software

Solution for P&C and specialty lines including affinity and B2B2C distribution models.

**Key features:**

- Multi\-layered contract handling
- Affinity and B2B2C program support
- Integration with core Noria platform modules

*Target users:* P&C carriers, affinity program operators

### Noria Insight

A data and business intelligence layer providing real-time analytics on top of insurance operations data.

**Key features:**

- Real\-time KPI dashboards
- Business Intelligence reporting
- Data structuring and transformation capabilities

*Target users:* Insurance executives and operations teams

## Category & focus

- Subcategories: Policy Administration, Claims Management, Reinsurance Technology, Captive Management
- Insurance verticals: Specialty/E&S, P&C Commercial, Reinsurance
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- Gard \-\- P&I club, marine insurance
- DNK \(Norwegian Hull Club\) \-\- marine war risks
- Marsh \-\- global risk and insurance services
- WTW \-\- risk advisory
- Gjensidige \-\- Nordic general insurance
- Fremtind \-\- Norwegian insurance
- Heineken \-\- captive insurance
- Hydro \-\- captive insurance
- Statkraft \-\- captive insurance
- SpareBank 1 \-\- financial services
- Vanbreda \-\- marine broker
- Maersk \-\- shipping/logistics
- Skanska \-\- construction captive
- HELP \-\- P&C insurance

## Links

- Website: <https://www.noria.no>
- Directory profile: <https://insurtechlist.com/companies/noria/>
- Blog: <https://www.noria.no/resources>
- Careers: <https://career.noria.no>
- Linkedin: <https://www.linkedin.com/company/noria-as/>

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*Last updated: 2026\-06\-04*