# Neodigital > Digital P&C carrier and Insurance\-as\-a\-Service platform for German market ## At a glance | Field | Value | | --- | --- | | Type | Carrier | | Region | EMEA | | Headquarters | St. Ingbert, Saarland, Germany | | Founded | 2017 | | Employees | 51-200 | ## Overview Neodigital Versicherung AG is a direct-to-consumer and B2B P&C insurance carrier licensed in Germany, underwriting liability, household, accident, property, motor vehicle, and residential building insurance. The company holds a full BaFin license granted in April 2018 and operates exclusively through digital channels with no paper-based workflows. Headquartered in St. Ingbert, Saarland, the carrier serves over 130,000 B2C policyholders via independent brokers and its direct myNeo online portal. Beyond its consumer-facing products, Neodigital operates an Insurance-as-a-Service (IaaS) platform that enables established insurers and financial services companies to launch white-label insurance products on Neodigital's licensed SHU (Schaden-, Haftpflicht-, Unfall) carrier infrastructure. The modular platform covers the full insurance value chain -- policy administration, claims management, and customer and broker portals -- with API connectivity and BiPRO-standard compliance. The platform delivers automation rates exceeding 70-85% across policy and claims workflows, with 8+ live B2B customers including ALTE OLDENBURGER, VGH Versicherungen, and Automobilclub von Deutschland. The company is privately held with a growth-stage investor base that includes HUK-COBURG Holding AG, HDI Versicherung AG, Elevat3 Capital (a vehicle with involvement from Peter Thiel via Founders Fund), coparion (government-backed VC), and Deutsche Rueckversicherung AG. In June 2025, HUK-COBURG acquired 100% of the affiliated Neodigital Autoversicherung AG, with a joint venture NDA Tech GmbH established for continued technology collaboration. Neodigital's 2024 annual report reflected an operating loss of approximately EUR 19 million, consistent with continued platform investment. ## Notable customers - \*\*ALTE OLDENBURGER Krankenversicherung AG\*\* \-\- White\-label liability and household products under the AO NOW brand; also an investor - \*\*VGH Versicherungen\*\* \-\- Occupational health insurance technology collaboration \(2026\); partnered with Provinzial Krankenversicherung Hannover AG - \*\*HUK\-COBURG Holding AG\*\* \-\- Co\-ventured Neodigital Autoversicherung AG; HUK\-COBURG acquired 100% in June 2025; NDA Tech GmbH JV established - \*\*Automobilclub von Deutschland \(AvD\)\*\* \-\- White\-label motor insurance \(2024\) - \*\*Sueddeutsche Krankenversicherung\*\* \-\- Multi\-project collaboration - \*\*HDI Versicherung AG\*\* \-\- Co\-developed claims platform; also an investor ## Links - Website: - Directory profile: - Careers: - Linkedin: - B2b / iaas: - Press/news: --- *Last updated: 2026\-06\-04*