# Nalo

> Wealth management through life insurance, online and human

## At a glance

| Field | Value |
| --- | --- |
| Type | Broker |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2016 |
| Employees | 51-200 |

## Overview

Nalo is a digital life insurance and retirement savings brokerage serving individual investors in France. The platform provides access to assurance-vie contracts and plan d'epargne retraite (PER) retirement accounts, each funded through diversified, ETF-based portfolios managed with automated allocation and rebalancing.

The company offers wealth advisory alongside its digital tools. A team drawn from private banking backgrounds provides consultation on portfolio strategy, tax efficiency, and financial planning across savings stages. As of 2026, Nalo manages EUR 600M+ in assets for approximately 22,000 individual clients.

Nalo distributes its products through agreements with two established French insurers: Generali Vie underwrites its primary assurance-vie contract (Nalo Patrimoine), while APICIL Group underwrites the PER and the 2025 Nalo Flex investment product, which adds indirect real estate exposure through SCPI integration. APICIL acquired a majority stake in Nalo in April 2023, providing strategic backing while Nalo continues to operate independently.

## Notable customers

- Individual consumers and retail savers
- Retirement planners and pre\-retirement investors
- Wealth transfer and estate planning clients

## Links

- Website: <https://www.nalo.fr>
- Directory profile: <https://insurtechlist.com/companies/nalo/>
- Careers: <https://www.nalo.fr/recrutement>
- Linkedin: <https://www.linkedin.com/company/nalo/>
- Blog/resources: <https://www.nalo.fr/blog>

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*Last updated: 2026\-07\-12*