# myUbuntu Insurance > Parametric agricultural insurance for smallholder farmers in Africa ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | EMEA | | Headquarters | Naxxar, Malta | | Employees | 11-50 | ## Overview myUbuntu Insurance is a parametric agricultural insurance MGA registered in Malta, with operations in Nigeria and Zimbabwe. The company writes weather-indexed policies for smallholder farmers across sub-Saharan Africa, providing coverage against climate risks including drought and flooding. The company administers policies through a blockchain-based platform where payouts are triggered automatically when weather measurements cross predefined thresholds, removing the need for traditional loss adjustment. myUbuntu is an alumnus of the Lloyd's Lab Accelerator programme; specific carrier capacity arrangements have not been publicly disclosed. The target market is Africa's estimated 220 million smallholder farmers, who produce roughly 80% of the continent's food supply yet have insurance penetration below 3%. myUbuntu reaches farmers through direct channels and through agricultural organizations and government programs in its active markets. ## Products & services ### Parametric Crop Insurance A blockchain-administered parametric insurance product covering weather-related risks for smallholder farmers in sub-Saharan Africa. **Key features:** - Automatic payouts triggered when weather conditions \(rainfall, drought indices\) meet policy thresholds - Coverage for drought and flooding events aligned to crop growing seasons - Pricing based on weather data and local agricultural risk profiles *Target users:* Smallholder farmers in Nigeria, Zimbabwe, and other African markets *Distribution:* Direct to farmers; via agricultural NGOs, government programs, and agribusiness partners ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-07\-14*