# MyCaribu

> Mexico's first telematics\-based comparative rater for auto insurance

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Mexico City, Mexico |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

MyCaribu is a telematics-based auto insurance distribution platform for consumers in Mexico. The company operates a mobile app that monitors driving behavior and connects users with personalized car insurance quotes from major Mexican carriers, functioning as the country's first telematics-enabled comparative rater.

The platform scores individual trips using data points such as phone usage, speed, acceleration, time of day, and driving smoothness. Each driver receives a personalized score that reflects their proficiency behind the wheel and unlocks discounts with partner carriers based on verified safe-driving behavior. Insurance purchase occurs directly within the app, streamlining the quote-to-bind process for consumers.

MyCaribu distributes policies on behalf of four of Mexico's top ten carriers -- HDI Seguros, Qualitas, Chubb (ABA de Chubb), and ANA Seguros -- and operates as a member of Asociacion Insurtech Mexico. The telematics engine is powered by The Floow's FloowKit solution.

## Products & services

### MyCaribu Mobile App

A mobile application available on iOS and Android that automatically records and scores each driving trip, then surfaces personalized auto insurance options from partner carriers.

**Key features:**

- Automated trip recording with scoring across phone usage, speed, acceleration, time of day, and fatigue signals
- Personalized driver score and per\-trip feedback
- In\-app insurance comparison and purchase from multiple carriers
- Safe\-driving rewards and discounts tied to telematics score
- SOS button for direct claims reporting

*Target users:* Individual consumers seeking auto insurance in Mexico

## Category & focus

- Subcategories: Telematics/UBI, Comparative Rater, Digital Distribution
- Insurance verticals: P&C Personal
- Target customers: Consumers

## Notable customers

- HDI Seguros
- Qualitas
- Chubb \(ABA de Chubb\)
- ANA Seguros

## Links

- Website: <https://mycaribu.mx>
- Directory profile: <https://insurtechlist.com/companies/mycaribu/>
- Ios app: <https://apps.apple.com/us/app/-/id1536718119>
- Linkedin: <https://mx.linkedin.com/company/mycaribu>

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*Last updated: 2026\-06\-14*