# msg life

> Core insurance software and cloud platform for life, health, and P&C carriers\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Leinfelden-Echterdingen, Germany |
| Founded | 1980 |
| Stage | Enterprise |
| Employees | 1000+ |
| Funding | Public |

## Overview

msg life is a German core-systems provider for life and health insurers,
with a growing footprint in P&C, delivering policy administration,
actuarial, billing, and claims software to large European carriers and
pension providers. The company is a subsidiary of msg systems ag within the
wider msg group, which employs more than 6,000 people across its network of
companies.

The flagship offering, msg.Insurance Suite, is a modular, cloud-native
platform built jointly with sibling company msg nexinsure ag and covers
life, health, and P&C lines from a single codebase. Underlying product
lines include msg.Life Factory for life policy administration, msg.Health
Factory for health insurance, and msg.P&C Factory for property and
casualty, alongside shared services for billing, commissions, document
generation, and GDPR compliance. Deployments run on public cloud
infrastructure such as AWS, and the company has added AI-assisted modules
for claims handling, knowledge search, and legacy-system migration through
group affiliate msg insur:it.

msg life counts more than 40 named insurance carriers among its customers,
including AXA, Canada Life, UNIQA, R+V, SIGNAL IDUNA, Aegon, Baloise, Ergo,
Swiss Life, and VHV Versicherungen, with over 150 completed major projects
to date. The company trades publicly on the Hamburg exchange under ticker
MSGL.HM as a majority-owned subsidiary of msg systems ag, and has not
raised institutional venture funding.

## Products & services

### msg\.Insurance Suite

Modular, cloud-native platform unifying policy administration, actuarial, billing, and claims functions for life, health, and P&C insurers. Co-developed with sibling firm msg nexinsure ag.

**Key features:**

- Cross\-line architecture spanning life, health, and P&C
- Cloud/SaaS delivery on public cloud infrastructure \(e\.g\., AWS\)
- Modular product\-modeling and pricing engine \(msg\.PMQ\)

*Target users:* Life, health, and P&C insurance carriers

### msg\.Life Factory

Core life-insurance policy administration system with purpose-built actuarial and financial models. Part of a life-insurance product line that also includes msg.Life Claims, msg.Ilis, and msg.Marsy Pension.

**Key features:**

- Actuarial and financial modeling built for life products
- Pension administration via msg\.Marsy Pension
- Claims handling via msg\.Life Claims

*Target users:* Life insurance and pension providers

### msg\.Health Factory

Health-insurance product line including the CURAFORUM, KOLUMBUS Suite, and GLOBAL SIDE ZABAS applications, serving both European and US health insurers.

**Key features:**

- Multiple regional health\-insurance product suites
- Coverage for European and US health\-insurance markets

*Target users:* Health insurance carriers

### msg\.P&C Factory

Property and casualty product line, including the msg.TAA component, for P&C carriers moving core operations onto the msg.Insurance Suite platform.

*Target users:* Property and casualty insurance carriers

### AI Solutions \(msg insur:it\)

AI-driven tooling layered onto the core platform: msg.claim:it for claims, msg.ask:it for knowledge-base search, and msg.process:it for process automation, delivered through group affiliate msg insur:it.

*Target users:* Carriers running msg core systems seeking AI\-assisted

### Migration Tooling

msg.Migration Factory, msg.Migration System, and msg.Migration Analyze support moving legacy policy books and systems onto the msg.Insurance Suite platform, including LLM-assisted migration analysis.

*Target users:* Carriers migrating legacy core systems

## Category & focus

- Subcategories: Policy Administration, Actuarial Systems, Claims Management, Pension Administration
- Insurance verticals: Life & Annuity, Health, P&C Commercial
- Target customers: Carriers

## Notable customers

- AXA
- Canada Life
- UNIQA
- R\+V
- SIGNAL IDUNA
- Aegon
- Baloise
- Ergo
- Swiss Life
- VHV Versicherungen
- BarmeniaGothaer
- Concordia

## Links

- Website: <https://www.msg-life.com/>
- Directory profile: <https://insurtechlist.com/companies/msg-life/>
- Blog: <https://msg-insurance-suite.com/blog/>
- Careers: <https://msg-insurance-suite.com/career/vacancies/>
- Linkedin: <https://www.linkedin.com/company/msg-life-ag>
- Press/news: <https://msg-insurance-suite.com/newsroom/>

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*Last updated: 2026\-08\-12*