# Moonshot Insurance

> Insurance\-As\-A\-Service platform for embedded contextual coverage via API

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | MGA |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2017 |
| Employees | 11-50 |

## Overview

Moonshot Insurance is a P&C MGA based in Paris that delivers Insurance-As-A-Service (IaaS) to e-commerce platforms, mobility providers, and financial services companies. Founded in 2017 within the Société Générale Assurances ecosystem, the company distributes white-labeled insurance products through a REST API, enabling partner platforms to embed coverage directly into their customer journeys.

The company underwrites contextual insurance across several lines, including mobile device protection, e-commerce transaction insurance, travel, cyber, and mobility coverage. Underwriting capacity is backed by Société Générale Assurances and Sogecap. A strategic partnership with Roadzen, which holds a minority stake, supports technology development and international expansion.

Moonshot Insurance serves more than 400,000 end customers through its partner ecosystem. Rakuten France is among its documented partners, with a mobile screen-damage insurance program that reached a 12% conversion rate. The company has received industry recognition from KPMG (Emerging 50 Fintechs), Fintech Global (TOP 100 Insurtechs), and DIA Community (TOP 100 Insurtechs).

## Products & services

### Mobile Device Coverage

API-delivered mobile device insurance featuring photo-based screen damage recognition. Claims are assessed using image analysis combined with IMEI verification, enabling same-session claim resolution.

**Key features:**

- Broken screen insurance with photo recognition
- IMEI\-based device verification
- Real\-time reimbursement

*Target users:* E\-commerce retailers, device sellers, payment platforms

*Distribution:* B2B2C via white\-label API integration

### E\-Commerce Protection

Transaction insurance embedded in online retail checkout flows for buyer and seller protection.

**Key features:**

- Purchase protection for buyers
- Seller liability coverage
- Fraud and dispute coverage

*Target users:* E\-commerce platforms and marketplaces

*Distribution:* API integration with e\-commerce platforms

### Travel Insurance

Automated travel coverage distributed at the point of booking or ticket purchase.

**Key features:**

- Standard travel coverage with COVID\-19 inclusion
- Automated policy issuance

*Target users:* Travel booking platforms, financial services providers

*Distribution:* API integration with travel and fintech partners

### Cyber Insurance

Coverage for online users against cyber-bullying and digital threats, developed in partnership with Bodyguard.ai.

**Key features:**

- Cyber\-bullying insurance
- Digital threat protection

*Target users:* Social platforms, financial services, digital\-first consumers

*Distribution:* B2B2C via partner API integration

### Payment Protection

Insurance covering credit card and payment method loss or fraud.

**Key features:**

- Payment method fraud protection
- Card loss coverage

*Target users:* Banks, neobanks, payment providers

*Distribution:* API integration with financial services providers

## Category & focus

- Target customers: Consumers

## Links

- Website: <https://www.moonshot-insurance.com>
- Directory profile: <https://insurtechlist.com/companies/moonshot-internet/>
- Blog: <https://medium.com/moonshot-internet>
- Linkedin: <https://www.linkedin.com/company/moonshot-insurance>

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*Last updated: 2026\-07\-08*