# Mafin

> Online insurance marketplace for motor, property, health, and travel coverage in Russia

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Moscow, Russia |
| Founded | 2019 |
| Stage | Growth |
| Employees | [Unknown] |
| Funding | Bootstrapped |

## Overview

Mafin is an online insurance marketplace and aggregator platform serving the Russian market, focusing on motor, property, health, and travel insurance. Operating as LLC "AbsolutTech" and holding resident status in the Skolkovo Innovation Center, the company was the first Russian platform to offer a fully digital purchase path for both CASCO (voluntary comprehensive vehicle) and OSAGO (compulsory third-party liability) motor insurance policies.

The platform aggregates offers from multiple insurance carriers, enabling consumers to compare and purchase policies through a web browser or mobile application. Mafin uses machine learning algorithms and neural networks that evaluate over 70 risk factors to calculate personalized pricing -- a significant expansion over conventional methods that typically rely on approximately 10 coefficients.

Founded in 2019 as a motor insurance specialist, Mafin expanded its product scope in 2021 to cover mortgage, health, property, and travel insurance, positioning itself as a full-line insurance marketplace for the Russian consumer market.

## Products & services

### Online Insurance Marketplace

A digital aggregator platform allowing consumers to compare and purchase insurance policies from multiple carriers through a single interface.

**Key features:**

- Side\-by\-side comparison of offers from multiple insurance carriers
- End\-to\-end digital purchase flow for CASCO and OSAGO motor policies
- Claims settlement via mobile app and website
- ML\-based pricing using 70\+ risk factors for personalized quotes

*Target users:* Individual consumers seeking motor, property, health, or travel insurance in Russia

### Motor Insurance \(CASCO and OSAGO\)

Voluntary comprehensive vehicle coverage (CASCO) and compulsory third-party liability insurance (OSAGO) available for purchase entirely online.

**Key features:**

- Full online purchase path with no agent required
- Digital claims filing and tracking
- Competitive comparison across multiple carrier offers

*Target users:* Vehicle owners in Russia

### Additional Insurance Lines

Mortgage, health, property, and travel insurance products added to the platform in 2021.

**Key features:**

- Mortgage loan insurance
- Personal health insurance
- Residential and commercial property coverage
- Domestic and international travel insurance

*Target users:* Consumers requiring coverage beyond motor insurance

## Category & focus

- Subcategories: Digital storefront, Insurance aggregator, Quote\-to\-bind
- Insurance verticals: P&C Personal, Health, Specialty/E&S
- Target customers: Consumers

## Links

- Website: <https://mafin.ru>
- Directory profile: <https://insurtechlist.com/companies/mafin/>
- Facebook: <https://www.facebook.com/mafinrussia/>
- Linkedin: <https://www.linkedin.com/company/mafinru>
- Instagram: <https://www.instagram.com/mafin.ru/>

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*Last updated: 2026\-06\-30*