# Luther Systems

> Enterprise blockchain platform for automating complex insurance and financial workflows

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | London, United Kingdom |
| Founded | 2015 |
| Stage | Growth |
| Employees | 1-10 |
| Funding | Seed |

## Overview

Luther Systems is an insurtech infrastructure provider offering an enterprise blockchain and smart contracts platform that automates, orchestrates, and verifies complex workflows for insurance carriers and financial services firms. The platform targets large enterprises managing intricate compliance requirements and operational processes that involve multiple parties or regulatory constraints.

The core product is a distributed execution engine based on smart contract technology, delivered as a cloud platform. It automates end-to-end enterprise operations through configurable workflow scripts, enabling real-time process monitoring, multi-step orchestration, and automated compliance rule execution at scale. The platform integrates with existing enterprise systems and supports digital asset issuance through its TOKO product.

Luther Systems raised USD 1.5M in seed funding from Firstminute Capital in 2018 and counts Allianz, AXA, AIA, and DLA Piper among its customers. The company received the EFMA & Accenture Innovation in Insurance Award in 2022 for the Allianz ICS platform built on its technology, and was recognized in the Forbes Blockchain 50 in 2025.

## Products & services

### Luther Platform

An enterprise process automation platform using distributed execution and smart contract technology to automate multi-step enterprise operations. The platform allows organizations to configure and run thousands of compliance rules and workflow scripts in real time, replacing manual processes with automated, verifiable execution.

**Key features:**

- Smart contract\-based workflow orchestration
- Automated compliance rule execution at scale
- Multi\-party process verification and audit trails
- Real\-time monitoring and control of enterprise operations
- Integration with existing enterprise and insurance systems

*Target users:* Enterprise insurance carriers, financial services firms managing complex operational workflows

### TOKO

A digital asset issuance product built on the Luther Platform, enabling financial and legal institutions to manage and issue digital assets. Used by DLA Piper for digital asset management.

**Key features:**

- Digital asset issuance and lifecycle management
- Built on the Luther smart contract execution engine
- Supports enterprise legal and financial use cases

*Target users:* Legal firms, financial institutions, enterprises managing digital assets

### Allianz ICS

An insurance operations platform built on the Luther Platform for Allianz, automating insurance claims and operational workflows at enterprise scale. Winner of the EFMA & Accenture Innovation in Insurance Award in 2022.

**Key features:**

- Insurance claims and operations automation
- Deployed in production at a major global insurer
- Award\-winning implementation demonstrating enterprise ROI

*Target users:* Large insurance carriers

## Category & focus

- Subcategories: Blockchain Platform, Process Automation, Smart Contracts, Workflow Orchestration
- Insurance verticals: P&C Commercial, Specialty/E&S, Life & Annuity
- Target customers: Carriers, Reinsurers

## Notable customers

- Allianz \(global insurance; Allianz ICS platform\)
- AXA \(global insurance\)
- AIA \(Asia\-Pacific insurance\)
- DLA Piper \(legal and professional services; TOKO deployment\)
- Acre \(InsurTech\)
- MTN \(telecommunications and financial services\)

## Links

- Website: <https://www.luthersystems.com>
- Directory profile: <https://insurtechlist.com/companies/luther-systems/>
- Github: <https://github.com/luthersystems>
- About us: <https://www.luthersystems.com/about-us>
- Linkedin: <https://www.linkedin.com/company/luther-systems>

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*Last updated: 2026\-05\-17*