# Linkbycar

> Connected vehicle telematics platform for insurance carriers and fleet operators

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Paris, France |
| Founded | 2020 |
| Stage | Startup |
| Funding | Series A |

## Overview

Linkbycar is a connected vehicle telematics data platform for insurance carriers and fleet operators, focused on the P&C personal and commercial auto segments. The platform collects and unifies vehicle telemetry from more than 18 OEM brands -- including Stellantis, Mercedes-Benz, and BMW -- through direct manufacturer integrations, giving insurers a single data feed that spans multiple vehicle makes.

The core offering is delivered as a SaaS and API-first service, with RESTful APIs for third-party integration. Capabilities include pay-as-you-drive and usage-based insurance (UBI) pricing tools, AI-driven crash event detection and claims workflow automation, driver behavior scoring, electric vehicle battery health monitoring, and configurable fleet analytics dashboards. The system processes real-time OEM telemetry and applies machine learning to classify driving events, assess risk patterns, and support claims verification.

Founded in 2020 and based in Paris, Linkbycar raised a USD 1.51M Series A in October 2024 led by Belgian insurer Ethias through its Ethias Ventures arm and LeanSquare, a Walloon investment fund. The company is a Techstars alumnus and received the People's Choice Award at Plug and Play Insurtech Expo 11 in Munich in 2026.

## Products & services

### Pay\-As\-You\-Drive / UBI Pricing

Usage-based insurance pricing module that converts real-time vehicle telemetry into dynamic pricing inputs. Enables insurers to build mileage- and behavior-based auto products.

**Key features:**

- Real\-time driving data collection across 18\+ OEM brands
- Behavior and usage scoring for premium calculation
- Support for pay\-per\-mile and behavior\-based UBI programs

*Target users:* P&C carriers offering auto UBI products

### Claims Automation

Crash and incident detection module that automates first notice of loss (FNOL) and claims triage. Identifies collision events from vehicle data and routes claim information to insurer workflows.

**Key features:**

- Automated crash event detection from OEM telemetry
- FNOL workflow integration
- Driver exoneration data for claims disputes

*Target users:* P&C auto carriers

### Driver Behavior Insights

Driving pattern analysis providing risk scoring and safety metrics based on observed behavior across braking, acceleration, and cornering.

**Key features:**

- Hard braking, acceleration, and cornering event detection
- Risk scoring for underwriting and pricing models
- Driver coaching data output

*Target users:* Carriers, fleet operators

### Fleet\-Wide Analytics

Configurable dashboard platform providing fleet performance visibility across vehicle health, driver behavior, and operational metrics.

**Key features:**

- Customizable analytics dashboards
- Multi\-vehicle, multi\-brand data aggregation
- Operational cost and efficiency reporting

*Target users:* Fleet operators, fleet insurance providers

### Battery Care Score

State-of-health monitoring for electric vehicle batteries, tracking degradation and condition over time.

**Key features:**

- Real\-time EV battery health data
- Degradation trend analysis
- EV fleet lifecycle management support

*Target users:* EV fleet operators, insurers covering EV fleets

### Developer APIs

RESTful API suite enabling developers and insurers to integrate Linkbycar vehicle data into their own systems and platforms.

**Key features:**

- REST API v1 with real\-time telemetry streams
- Secure API access
- OEM\-agnostic vehicle data output

*Target users:* Insurers, mobility platforms, fleet software developers

## Category & focus

- Subcategories: Telematics, Usage\-Based Insurance, Claims Technology
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Casawatt \-\- EV charging and refill identification
- GoMecano \-\- Vehicle diagnostics before maintenance services
- Dadycar \-\- Fleet management and user experience

## Links

- Website: <https://linkbycar.com>
- Directory profile: <https://insurtechlist.com/companies/linkbycar/>
- Linkedin: <https://fr.linkedin.com/company/linkbycar>
- Documentation: <https://api.linkbycar.com>

---

*Last updated: 2026\-07\-04*