# Liechtenstein Life

> Broker\-distributed life insurance carrier offering fund\-linked pension and wealth products across Liechtenstein, Germany, Switzerland, Austria, and Italy

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | EMEA |
| Headquarters | Schaan, Liechtenstein |
| Founded | 2008 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Acquired (majority shareholder Fidelidade S.A., Portugal, via parent The Prosperity Company AG) |

## Overview

Liechtenstein Life Assurance AG is a broker-distributed life insurance carrier headquartered in Schaan, Liechtenstein, offering fund-linked life insurance, pension, and wealth/succession-planning products across Liechtenstein, Germany, Switzerland, Austria, and Italy.

The carrier sells exclusively through a network of more than 1,000 independent brokers and advisors, supported by a proprietary digital platform called Prosperity. The platform spans a client-facing mobile and web app for policyholders to track portfolio value and manage their policy, a broker/partner portal for advisors to manage client books, and API interfaces that let brokers and CRM systems submit applications, retrieve documents, and sync client data programmatically. A white-label version of the platform lets broker partners apply their own branding.

Liechtenstein Life has operated as a wholly owned subsidiary of The Prosperity Company AG, a digital finance holding group, since 2016; Fidelidade S.A., Portugal's largest insurer, holds a majority shareholder position in the parent group. As of 2026 the group reports roughly 131,220 active policies and CHF 1.49 billion in assets under management, with 45% premium growth in Germany and 138 employees across Liechtenstein, Germany, and Switzerland -- its ninth consecutive year of growth. The carrier is domiciled in Liechtenstein, an EU-independent jurisdiction regulated by the Financial Market Authority (FMA); the company cites the country's AAA sovereign rating (S&P) and zero state debt as differentiators versus EU-domiciled competitors.

## Products & services

### Liechtenstein Life Pension

Fund-linked pension and retirement product combining lifetime annuity predictability with equity-market growth potential; positioned as a core retirement savings vehicle for the German and Swiss markets.

### Liechtenstein Life Invest

Fund-linked, insurance-wrapped investment product for wealth accumulation.

### Liechtenstein Life Wealth

Combines life insurance with an investment depot and estate/succession-planning features for portfolio diversification and wealth transfer among higher-net-worth clients.

### Prosperity Plus

Bundled insurance and retirement-provision product.

### AltersvorsorgeDepot

Pension-savings depot product, listed as upcoming on the company's own site.

### Prosperity App & Partner Platform

**Key features:**

- Client\-facing mobile app and browser portal for policyholders to monitor portfolio value, manage their policy, and reach their broker
- Broker/partner platform for advisors to manage client books
- API interfaces enabling brokers and CRM systems to submit applications, retrieve documents, and sync client data
- White\-label option for broker partners to apply their own branding

## Notable customers

- Individual retail policyholders across Liechtenstein, Germany, Switzerland, Austria, and Italy, reached exclusively through independent brokers and advisors

*131,220 active policies \(group\-wide, 2026\)*

## Links

- Website: <https://liechtensteinlife.com>
- Directory profile: <https://insurtechlist.com/companies/liechtenstein-life/>
- Careers: <https://liechtensteinlife.com/en-CH/markets/ch/career>
- About us: <https://liechtensteinlife.com/en-CH/markets/ch/about-us>
- Linkedin: <https://www.linkedin.com/company/liechtenstein-life-assurance-ag>
- Newsroom: <https://liechtensteinlife.com/de-CH/markets/ch/newsroom>
- Prosperity app: <https://prosperity.app/en>
- Partner technology: <https://liechtensteinlife.com/en-DE/markets/de/partner/technology>

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*Last updated: 2026\-08\-08*
