# Kyber

> AI\-native claims correspondence platform for P&C carriers and TPAs\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | New York, NY, USA |
| Founded | 2022 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Seed |

## Overview

Kyber is an AI-native platform that automates claims correspondence for property and casualty insurance carriers and third-party administrators. Founded in 2022 by Arvind Sontha and Savtanter Gadoo, the company is headquartered in New York, NY, and was part of Y Combinator's Winter 2023 batch.

The platform handles the full lifecycle of regulated claims communications -- from drafting and review through delivery. Using generative AI and large language models, Kyber enables claims teams to instantly generate compliant regulatory notices such as denial letters and reservation of rights letters, cutting administrative burden and accelerating policyholder outreach.

Kyber received USD 500K in seed funding through Y Combinator W23 and counts Branch Insurance, Harbor Claims, Kingstone Insurance, Aspire General, Openly, Cabrillo Insurance, and Loggerhead Insurance among its customers.

## Products & services

### Kyber Claims Communications Platform

An end-to-end system for managing regulated claims correspondence and forms for P&C carriers and TPAs.

**Key features:**

- \*\*LetterGen \(AI Drafting\)\*\*: Generates compliant claims communications by extracting policy details and applying jurisdictional requirements\. Produces multiple best\-in\-class draft options\.
- \*\*Approval Workflows\*\*: Built\-in collaboration and approval workflows with tracked edits, real\-time version control, and reviewer assignment\.
- \*\*Omnichannel Delivery\*\*: Automated distribution via print mail \(DATAMATX integration\) or email with automated tracking and delivery confirmation\.
- \*\*Template Management\*\*: Centralized management of dynamic templates across claim types, states, and jurisdictions\.
- 85% reduction in letter drafting time
- 60% reduction in review time
- 3x faster policyholder outreach
- 90% less administrative work on eligible claims
- Automates approximately 44% of all correspondence \(per Aspire General case study\)
- Full audit\-ready compliance traceability

*Target users:* Claims adjusters and managers at P&C carriers and TPAs

## Category & focus

- Subcategories: Claims communications, correspondence automation, compliance automation
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, TPAs

## Notable customers

- Branch Insurance
- Harbor Claims
- Kingstone Insurance
- Aspire General
- Openly
- Cabrillo Insurance
- Loggerhead Insurance

## Links

- Website: <https://www.askkyber.com>
- Directory profile: <https://insurtechlist.com/companies/kyber/>
- Twitter: <https://twitter.com/AskKyber>
- Linkedin: <https://www.linkedin.com/company/ask-kyber>
- Y combinator: <https://www.ycombinator.com/companies/kyber>

---

*Last updated: 2026\-06\-03*