# Kota

> Employee benefits platform for modern teams in Europe

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Dublin, Ireland |
| Founded | 2022 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Series A |

## Overview

Kota is an employee benefits administration platform for SMEs in Europe, serving employers who need to manage health insurance, workplace pensions, life assurance, and flexible perks from a single interface. The company operates as Yonder Technology Limited in Ireland and Yonder Financial Technology Ltd in the UK, regulated by the Central Bank of Ireland and the FCA as an appointed representative.

The platform delivers an API-driven SaaS solution that connects directly to insurance carriers and pension providers, syncing employee data from HRIS and payroll systems to keep benefit enrollments current without manual administration. Employees access their benefits through a dedicated mobile app (iOS and Android). The approach replaces traditional brokers and fragmented benefit portals for companies that want automated administration and transparent pricing.

As of 2025, Kota powers benefits for over 65,000 employees across Europe. The company raised USD 22.9M in total funding, including a USD 14.5M Series A in May 2025 led by Eurazeo with participation from EQT Ventures, Northzone, Frontline Ventures, 9Yards Capital, and Plug and Play. Insurance carrier partnerships include Vitality, ONVZ, Sanitas, and Allianz Global Care.

## Products & services

### Health Insurance Administration

Automated quote generation, multi-provider comparison, enrollment, and renewal management for private health insurance. Broker-level guidance is included without additional fees.

**Key features:**

- Side\-by\-side quote comparison across carriers
- Automated enrollment and renewal workflows
- FCA\-regulated guidance and broker support

*Target users:* HR teams and People Ops at European SMEs

### Workplace Pension

Occupational pension setup with automated contributions, enrollment, and reporting. Compliant with UK auto-enrolment requirements.

**Key features:**

- Automated contribution calculations and deductions
- Exempt pension scheme setup
- Payroll reconciliation integration

*Target users:* Finance and HR teams at UK companies

### Life Assurance

Group life assurance coverage with automated setup and ongoing administration.

**Key features:**

- Integrated setup alongside other benefits
- Automated policy administration
- Direct carrier integration

*Target users:* Employers offering life cover to staff

### Flexible Benefits

Customizable employee benefit selection covering gym memberships, wellness programs, travel perks, and lifestyle benefits.

**Key features:**

- Employee self\-service selection portal
- Centralized allowance management
- Mobile app access

*Target users:* HR teams wanting flexible benefits packages

### Spend Cards

Benefit allowance debit cards with automated controls, reporting, and payroll reconciliation.

**Key features:**

- Automated spend controls by benefit category
- Real\-time reporting dashboard
- Payroll reconciliation

*Target users:* Employers administering benefit allowances

### Risk Products

Income protection and critical illness cover managed alongside other employee benefits.

**Key features:**

- Unified administration with other benefits
- Automated enrollment
- Carrier\-direct integration

*Target users:* Employers adding risk cover to benefit packages

### Benchmarking Tool

Benefits package comparison tool to help companies assess whether their offerings are competitive.

**Key features:**

- Market benchmarking data by company size and sector
- Package gap analysis
- Recommendations for benefit improvements

*Target users:* HR leaders and People Ops teams

## Category & focus

- Subcategories: Employee Benefits Administration, Group Benefits Platform, Benefits API
- Insurance verticals: Group Benefits, Health, Life & Annuity
- Target customers: Employers

## Notable customers

- &Open
- Cloudsmith
- Life Scientific
- Carwow
- Linear
- Wayflyer
- Evervault
- Nory
- Remote\.com
- Zoe Health
- Protex AI

## Links

- Website: <https://www.kota.io>
- Directory profile: <https://insurtechlist.com/companies/kota/>
- Blog: <https://www.kota.io/blog>
- Careers: <https://www.kota.io/careers>
- Linkedin: <https://ie.linkedin.com/company/kotabenefits>
- Google play: <https://play.google.com/store/apps/details?id=app.yonder.mobile>
- Help centre: <https://help.kota.io/en/>
- Trust centre: <https://trust.kota.io/>
- App store \(ios\): <https://apps.apple.com/us/app/kota-formerly-yonder/id1618209461>
- Benchmarking tool: <https://benchmark.kota.io/>

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*Last updated: 2026\-05\-17*