# KINETIC > Wearable safety technology and workers compensation insurance bundled to prevent workplace injuries and reduce claims costs\. ## At a glance | Field | Value | | --- | --- | | Category | Specialty Solutions | | Type | Solutions Provider | | Region | NA | | Headquarters | New York, New York, USA | | Founded | 2014 | | Stage | Growth | | Employees | 51-200 | | Funding | Series B | ## Overview KINETIC is a pioneering insurtech company that combines wearable IoT technology with workers compensation insurance underwriting to reduce workplace injuries and claims costs. Operating as a Managing General Underwriter (MGU) backed by Nationwide, KINETIC offers the first product-led insurtech solution in the workers compensation market, integrating injury prevention hardware directly with insurance coverage. The company addresses a critical market need: workplace injuries cost US employers approximately USD 170 billion annually. KINETIC bundles its Kinetic Reflex wearable device with workers compensation policies, delivering measurably safer workplaces and lower claims costs to mid-market employers across physically demanding industries including warehousing, distribution, manufacturing, food service, and healthcare. KINETIC handles distribution, underwriting, and wearable technology deployment, while Nationwide manages back-office services including claims processing, billing, and regulatory compliance. This partnership model allows KINETIC to scale innovation and customer relationships while leveraging Nationwide infrastructure and risk expertise. The company has grown premium volume from USD 25 million in its first year post-partnership to USD 80-85 million by mid-2025, a 75% year-over-year increase. ## Products & services ### Kinetic Reflex Wearable Device Hip-worn wearable device equipped with inertial measurement units and gravity sensors to detect high-risk ergonomic postures in real time. Monitors four high-risk motions -- lifts, bends, twists, and jumps -- and provides immediate biomechanical feedback to workers during the workday to help them correct unsafe movements. Devices are provided at no additional cost to policyholders. **Key features:** - Real\-time biomechanical feedback during the workday - Detects four high\-risk motions: lifts, bends, twists, and jumps - Reduces workplace injuries by 50\-60% and lost workdays by 72% - Actuarially validated results *Target users:* Mid\-market employers in physically demanding industries ### Safety View Risk assessment tool using smartphone cameras for hazard identification in work environments. Helps employers understand and proactively mitigate workplace risks before injuries occur. **Key features:** - Smartphone camera\-based hazard detection - Workplace risk assessment and reporting - Proactive risk mitigation guidance *Target users:* Safety managers and risk officers at mid\-market employers ### Claims Navigator AI-driven claims intelligence system for end-to-end workers compensation claims management. Detects emerging claim risks in real time, automates follow-up actions, and guides policyholders through the claims process. **Key features:** - AI agents process 10,000\-15,000 submissions per year automatically - Reduces indemnity costs on claims by more than 70% - Accelerates return\-to\-work timelines by almost 40% - Real\-time emerging claim risk detection *Target users:* Policyholders, brokers, and claims teams ### Workers Compensation Insurance Policies Full workers compensation coverage underwritten in partnership with Nationwides E&S/Specialty division, integrated with KINETIC injury prevention and claims management technology. Coverage is bundled with the Kinetic Reflex wearable device at no additional hardware cost. **Key features:** - Bundled wearable device included with policy - Nationwide E&S/Specialty underwriting backing - End\-to\-end injury prevention and claims management - Designed for mid\-market employers *Target users:* Mid\-market employers in warehousing, distribution, manufacturing, food service, and healthcare ### Rapid Return\-to\-Work Programs Structured employee recovery programs designed to accelerate return to work following injury, reducing the financial impact of workers compensation claims. **Key features:** - Structured recovery program frameworks - Coordinated care management - Reduced indemnity duration *Target users:* HR managers and safety officers managing injured worker recovery ## Category & focus - Subcategories: Workers Compensation, Wearable Technology, IoT Insurance, Claims Management - Insurance verticals: Workers Compensation, P&C Commercial, Specialty/E&S - Target customers: Employers, Carriers, Brokers, MGAs/MGUs ## Notable customers - Coca\-Cola - The Home Depot - Caterpillar - DHL - PepsiCo - Anheuser\-Busch ## Links - Website: - Directory profile: - About: - Linkedin: - Crunchbase: --- *Last updated: 2026\-06\-03*