# kasko2go

> AI\-powered risk assessment and decision intelligence platform for motor insurance carriers

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Baar, Zug, Switzerland |
| Founded | 2017 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Public |

## Overview

K2G (formerly kasko2go) is a data analytics and risk assessment platform for the motor insurance sector, providing AI-driven tools that help carriers improve underwriting accuracy, pricing, and claims efficiency. The company serves carriers seeking to deploy usage-based insurance (UBI) models and modernize their actuarial and operational workflows.

The company\s core platform, K2G BOX, integrates data cleansing, alternative data enrichment, and actuarial modeling through a suite of specialized AI agents. Its proprietary Normal Sigma engine processes over 0.5 petabytes of data and incorporates more than 800 variables -- including driving behavior telemetry and road conditions -- to compute driver-level accident probabilities. These capabilities underpin behavioral pricing models (PHYD/PAYD) that insurers can use to personalize premiums.

Founded in 2017 and headquartered in Baar, Switzerland, K2G operates in 18+ countries and reaches over 200 customers through partnerships with technology resellers and insurance carriers, including Dextra Versicherungen AG and die Bayerische. The company received a USD 650,000 grant from the Israel Innovation Authority in 2021 and became publicly traded in May 2026 with a market capitalization of approximately USD 41 million.

## Products & services

### K2G BOX

Comprehensive AI platform providing data cleansing, alternative data enrichment, and actuarial modeling for insurance decision-making. Delivers risk assessment, pricing optimization, and portfolio analysis through a configurable agent-based architecture.

**Key features:**

- Pricing optimization and risk segmentation modeling
- Portfolio analysis and growth decision support
- Suite of embedded AI agents for claims, reporting, ETL, and data interaction

*Target users:* Motor insurance carriers and general insurers

### Normal Sigma

Proprietary risk engine that calculates driver-level accident probabilities by analyzing over 0.5 petabytes of data across 800+ variables including driving behavior telemetry and road and environmental conditions.

**Key features:**

- Behavioral pricing support for PHYD and PAYD insurance models
- Premium personalization with up to 50% reduction potential for low\-risk drivers
- Open\-source algorithm enabling carrier transparency and auditability

*Target users:* Motor insurance carriers deploying usage\-based insurance programs

### Intelligent Agents Suite

Set of AI agents embedded in K2G BOX that automate specific insurance workflows, including Claim Management, Reporting, Orchestrator, Talk-to-Data, Cleansing, Enrichment, Modelling, EDA, and ETL agents.

**Key features:**

- Natural language interface for querying insurance data
- Automated claims processing and reporting
- Modular architecture for workflow\-specific deployment

*Target users:* Insurance operations, pricing, and analytics teams

## Category & focus

- Subcategories: Telematics, Underwriting & Risk, Actuarial Tools
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Dextra Versicherungen AG \(Switzerland\)
- die Bayerische \(Germany\)

## Links

- Website: <https://k2g.ai/>
- Directory profile: <https://insurtechlist.com/companies/kasko2go/>
- Linkedin: <https://www.linkedin.com/company/kasko2go>

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*Last updated: 2026\-07\-15*