# Kasko

> InsurTech\-as\-a\-Service platform enabling rapid digital insurance product launches

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | London, England, United Kingdom |
| Founded | 2015 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | PE-Backed |

## Overview

Kasko is an InsurTech-as-a-Service platform that enables insurers, Managing General Agents, reinsurers, and brokers to design, distribute, and run digital insurance products. The platform covers the full customer journey—from digital quotes and policy administration to payments and first notice of loss—while reducing time-to-market from approximately 18 months to 4-6 weeks.

The company provides a modular, no-code/low-code platform combined with professional services, distribution licensing, consulting, and venture-building support. Founded in 2015 by CEO Nikolaus Sühr and CTO Matthew Wardle, Kasko serves more than 20 insurance companies globally, including Allianz, Baloise, Co-op, FRI:DAY, Swiss Re, and Zurich.

Operations span Europe, Asia, and North America, with distributed teams across four continents. The company holds FCA-regulated intermediary licensing across the EU and UK, enabling clients to access EU markets rapidly. Recent industry participation includes CEO presentations at InsurTech Connect Asia 2026.

## Products & services

### Digital Insurance Platform

A modular, no-code/low-code platform for designing and operating end-to-end digital insurance programmes. Core capabilities include digital quote engines, policy administration, payment processing, and FNOL (first notice of loss) handling. Serves as the operational backbone for rapid product launches.

**Key features:**

- Digital quote and purchase workflows
- Policy administration and lifecycle management
- Payment and billing integration
- FNOL and claims intake
- Modular product components
- Rapid deployment \(4\-6 weeks typical\)

*Target users:* Insurers, MGAs, reinsurers seeking faster time\-to\-market

### Distribution & Intermediary Services

FCA-regulated intermediary and distribution licensing enabling rapid market access across the EU and UK. Facilitates partnership agreements and regulatory compliance for clients expanding into regulated markets.

**Key features:**

- EU/UK intermediary licensing
- Regulatory compliance support
- Distribution partnerships
- Market access acceleration

*Target users:* Carriers and MGAs entering new markets

### Advisory & Consulting Services

Strategic consulting on digital transformation, product strategy, and go-to-market acceleration. Additional services include industry research, content programs, and talent acquisition support.

**Key features:**

- Digital strategy consulting
- Product architecture guidance
- Transformation roadmapping
- Industry research and insights
- Talent acquisition services

*Target users:* Insurance organizations undergoing digital transformation

## Category & focus

- Subcategories: Low\-code Platform, Distribution Services, Product Factory
- Insurance verticals: P&C Personal, P&C Commercial, Life & Annuity, Reinsurance
- Target customers: Carriers, MGAs, Reinsurers, Brokers

## Notable customers

- Allianz \(Switzerland and other regions\)
- Baloise \(Switzerland\)
- Co\-op \(UK\)
- FRI:DAY \(Germany\)
- Swiss Re
- Zurich
- AmTrust \(US\)
- Arag, Barmenia, Bavaria Direkt, Gav, R\+V, Roland \(Germany\)
- AXA Travel \(UK\)
- Obvi \(Canada\)

## Links

- Website: <https://www.kasko.io>
- Directory profile: <https://insurtechlist.com/companies/kasko/>
- Team: <https://www.kasko.io/team>
- Careers: <https://www.kasko.io/careers>
- Linkedin: <https://uk.linkedin.com/company/kasko-tech>

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*Last updated: 2026\-06\-14*