# K\-BIT

> Cloud CRM and back\-office software for Polish insurance agencies and broker networks

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Tychy, Poland |
| Stage | Established |
| Funding | Bootstrapped |

## Overview

K-BIT is an agency management platform provider for insurance agencies and multi-agency broker networks in Poland. Its flagship product, iAgent24, is a cloud-based CRM and back-office system that handles client and policy records, commission settlement, and cash-collection reconciliation for P&C and life insurance intermediaries.

iAgent24 runs on Oracle Cloud (Oracle Autonomous AI Database) hosted within the EU and imports policy and cash-collection data from more than a dozen Polish insurance carriers. The platform includes GDPR-compliant document archiving, more than 20 pre-built production and commission reports, calendar and renewal-reminder tools with SMS/email delivery, and Polish KSeF e-invoicing integration for commission settlement. K-BIT also develops and maintains bespoke insurance-enterprise applications, a line of business that predates iAgent24 and continues alongside it.

K-BIT reports iAgent24 usage of more than 2,500 active users in Poland, processing over 1 million commission records and 1,000-plus policies per day. The company has operated as a self-funded partnership for more than two decades, including a 20-plus-year systems development and maintenance relationship with Allianz Polska covering group life and damage insurance.

## Products & services

### iAgent24

Cloud-based CRM and billing/back-office system for insurance agencies and multi-agency broker networks, built specifically for the Polish market.

**Key features:**

- CRM and client database with GDPR\-compliant electronic document archiving
- Automated commission settlement with KSeF e\-invoicing integration
- Cash\-collection monitoring across a network of insurance companies, with data imports from 14\-plus carriers for policies and 12 for cash collection
- More than 20 pre\-built reports covering production, renewals, commissions, and agency margins
- Calendar, task allocation, and renewal reminders delivered by SMS and email
- Sales\-structure administration, including agent network management and power\-of\-attorney generation

*Target users:* Solo agents, small and mid\-size agencies, and multi\-agency broker networks in Poland

### Custom Application Development & Maintenance

Bespoke software development, implementation, and long-term maintenance and support for insurance-enterprise systems. This is K-BIT's original line of business, predating iAgent24, and remains active for large accounts.

*Target users:* Insurance carriers and large enterprise accounts

## Category & focus

- Subcategories: Agency Management System, Commission Management
- Insurance verticals: P&C Commercial, P&C Personal, Life & Annuity
- Target customers: Agents/Agencies, Brokers

## Notable customers

- Towarzystwo Ubezpieczen Allianz Polska
- Gornoslaska Spolka Brokerska \(BrokerGSU\)
- GSU Stowarzyszenie Ubezpieczonych

## Links

- Website: <https://k-bit.pl>
- Directory profile: <https://insurtechlist.com/companies/k-bit/>
- Product site \(iagent24\): <https://www.iagent24.pl/>

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*Last updated: 2026\-08\-09*
