# JUMO\.WORLD

## At a glance

| Field | Value |
| --- | --- |
| Category | Embedded Finance and Financial Inclusion Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Cape Town, South Africa (also London, UK; Nairobi, Kenya; Porto, Portugal) |
| Founded | 2015 |
| Stage | Growth |
| Employees | 251-500 |

## Overview

JUMO is a mobile financial technology platform that enables banks, mobile network operators (MNOs), and payments providers to offer credit, savings, and insurance products to underbanked entrepreneurs and small businesses across Africa and South Asia. Founded in 2015 in Cape Town by Andrew Watkins-Ball, JUMO has disbursed more than USD 8 billion across 120 million+ loans to over 30 million people in nine African markets. The platform uses AI-powered credit scoring based on mobile wallet transaction data to assess creditworthiness for populations without traditional credit histories. JUMO is increasingly expanding into microinsurance as part of a broader financial inclusion suite.

## Notable customers

- Banks, mobile money operators, and capital providers in Sub\-Saharan Africa and Pakistan
- Individual entrepreneurs, micro\-SMEs, and small businesses without traditional credit access
- Partners include Orange Money Group

## Links

- Website: <https://jumo.world>
- Directory profile: <https://insurtechlist.com/companies/jumo-world/>
- Africa fintech: <https://jumo.world/investing-in-fintech-in-africa/>

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*Last updated: 2026\-05\-17*