# Jirnexu

> Insurance marketplace and B2B fintech solutions for Southeast Asian financial institutions

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Kuala Lumpur, Malaysia |
| Founded | 2012 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Series B |

## Overview

Jirnexu is a distribution and sales technology provider for financial services institutions in Southeast Asia. Founded in 2012 and based in Kuala Lumpur, the company develops customer acquisition and lifecycle management platforms for banks, insurance companies, and other financial services providers across the region. Jirnexu holds approval from Bank Negara Malaysia (BNM), making it the first company in Malaysia licensed to compare, sell, process payments, and issue e-policies for insurance products from multiple providers on a single platform.

The company's primary product, RinggitPlus, is a B2B2C financial comparison marketplace that allows consumers to research and purchase banking and insurance products online. Its XpressApply platform digitizes application workflows for financial institutions, enabling higher processing volumes through automation. Jirnexu also operates KreditGoGo, a digital marketplace serving the Indonesian market. The company describes its platform architecture as full-stack, covering digital lead generation, application fulfillment, and customer lifecycle management through APIs and integrations with major insurer and banking systems.

Jirnexu has raised approximately USD 29M across multiple funding rounds, with its Series B backed by SBI Holdings and Experian Ventures. RinggitPlus has served over 1.5 million consumers and generates more than RM 50M in annual recurring revenue. The company partners with major regional insurers including Allianz, Zurich, Manulife, and Etiqa, and with banking institutions such as Maybank, HSBC, Citibank, Standard Chartered, and UOB.

## Products & services

### RinggitPlus

A B2B2C financial comparison and marketplace platform launched in January 2013. RinggitPlus is Malaysia's leading financial services marketplace, enabling consumers to compare and purchase banking and insurance products online. The platform connects consumers with term life and motor insurance products from multiple providers in a single transaction flow.

**Key features:**

- Multi\-insurer comparison and e\-policy issuance
- Integrated payment processing
- End\-to\-end online purchase flow for life and motor insurance
- Consumer\-facing marketplace generating qualified leads for insurer partners

*Target users:* Insurance carriers, banks, consumers

### XpressApply

A proprietary B2B digital application platform launched in November 2015. XpressApply digitizes financial services application processes, replacing manual workflows with automated digital submissions for financial institutions.

**Key features:**

- Digitized FSI application workflows
- Multi\-product application processing
- Agent productivity tooling enabling higher submission volumes

*Target users:* Banks and insurance companies

### KreditGoGo

A digital financial marketplace for the Indonesian market, launched in 2014 as part of Jirnexu's regional expansion into Southeast Asia.

*Target users:* Indonesian consumers and financial institutions

## Category & focus

- Subcategories: Insurance marketplace, Digital distribution, Customer acquisition technology
- Insurance verticals: Life & Annuity, P&C Personal
- Target customers: Carriers, Consumers

## Notable customers

- Allianz
- Zurich
- Manulife
- Etiqa
- UforLife
- Maybank
- HSBC
- Citibank
- Standard Chartered
- RHB Bank
- UOB
- Public Bank
- Alliance Bank
- BSN \(Bank Simpanan Nasional\)
- AmBank
- AEON

## Links

- Website: <https://jirnexu.com>
- Directory profile: <https://insurtechlist.com/companies/jirnexu/>
- Contact: <https://jirnexu.com/contact-us.html>
- About us: <https://jirnexu.com/about-us.html>
- Linkedin: <https://www.linkedin.com/company/jirnexu>

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*Last updated: 2026\-05\-17*