# Iron Grid > Physics\-based hardware performance insurance backed by AI\-driven risk modeling ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | NA | | Headquarters | San Francisco, California, USA | | Founded | 2025 | | Employees | 1-10 | ## Overview Iron Grid is a specialized performance insurance MGA that underwrites hardware asset insurance through physics-based risk modeling and machine learning. The company partners with third-party insurance carriers to provide warranty and performance insurance for complex hardware systems, with a focus on next-generation energy and industrial assets. Iron Grid quantifies hardware degradation using operational telemetry and predictive models, enabling carriers to underwrite at precise risk levels rather than broad assumptions about hardware longevity. Iron Grid began with battery energy storage systems—a market where performance certainty determines project viability. The company has quickly expanded into hydrogen production systems, smart inverters, industrial robotics, HVAC systems, autonomous systems, and grid-tied power electronics. This horizontal expansion strategy serves markets where long-term asset performance is both mission-critical and mathematically predictable. The company was founded by hardware engineering leaders: Fern Morrison from Apples Battery team and Gabriele Pozzato, who led battery modeling at Form Energy and conducted postdoctoral research on risk modeling at Stanford. Iron Grid closed its Y Combinator S25 cohort and raised over USD 4M from seed investors including Augur VC, Climactic, Climate Capital, Ecosphere Ventures, and Lightscape Partners. ## Products & services ### Battery Energy Storage Insurance Customizable insurance-backed warranty coverage for commercial and utility-scale battery systems. Policies cover component replacement and labor tied to capacity fade and performance degradation thresholds. Iron Grid integrates machine learning-based performance forecasting with underwriting to predict failure modes before they occur. **Key features:** - Performance guarantees tied to capacity thresholds - Predictive maintenance and monitoring programs - Emergency response and service level agreements - Extended coverage terms based on degradation models *Target users:* Utility operators, renewable energy project developers, battery system integrators *Distribution:* Wholesale through brokers and system integrators ### Robotics General Liability General liability coverage for commercially deployed autonomous and collaborative robotic systems. Covers autonomous mobile robots, collaborative arms, fixed manufacturing robots, cleaning/maintenance robots, and autonomous agricultural equipment. **Key features:** - Liability protection for autonomous systems - Multi\-domain robot deployment coverage - Claims administration for robotics\-specific incidents *Target users:* Robotics manufacturers, integrators, equipment operators *Distribution:* Wholesale through brokers and manufacturers ### Emerging Hardware Coverage Iron Grid is developing insurance for hydrogen production and transport systems, smart grid components, industrial HVAC systems, autonomous systems, and power electronics. Each program combines live operational datastreams with physics-informed risk models to align pricing with actual asset performance. *Target users:* Hardware manufacturers, project developers, energy infrastructure operators ## Links - Website: - Directory profile: - Career opportunities: - Y combinator profile: - Gabriele pozzato linkedin: --- *Last updated: 2026\-06\-14*