# InsurTech Gulf

> Insurance software built for underwriters, brokers, and MGAs across the GCC and MENA region

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Dubai, UAE |

## Overview

InsurTech Gulf is a B2B insurance software company that builds digital solutions for insurers, brokers, and MGAs in the UAE, Saudi Arabia, and the broader GCC and MENA markets. The company develops platforms for marine, property, and casualty insurance lines, with a focus on structured data capture, quote-to-issue workflow automation, and underwriting process controls.

The product suite includes platforms for marine cargo and hull insurance, property underwriting, certificate management, underwriting authority referral management, and an insurance-specific CRM. The solutions incorporate AI-assisted document processing using OCR, retrieval-augmented generation (RAG), and agentic AI, with audit trails and explainability mechanisms designed to meet GCC regulatory requirements.

InsurTech Gulf targets the UAE and GCC insurance market, a segment where purpose-built software for local insurers and brokers has historically been limited. The company publishes technical content on insurance automation topics relevant to the region, including bordereaux data processing, renewal workflows, claims triage, and AI governance frameworks for regional regulators.

## Products & services

### Marine Cargo Platform

Digital underwriting solution for marine cargo insurance. Processes certificates, invoices, and open cover documents into structured data through AI-assisted workflows, reducing manual data entry in cargo risk assessment.

**Key features:**

- AI\-assisted document and certificate processing
- Open cover and invoice data structuring
- Quote generation workflows for cargo risks

*Target users:* Marine cargo underwriters, cargo insurers, brokers

### Marine Hull and Pleasure Boat

Quotation and underwriting platform for marine vessel coverage. Supports structured data collection and quote generation for hull and pleasure craft lines.

**Key features:**

- Structured vessel risk data capture
- Quote workflow for hull and pleasure craft coverage
- Marine underwriting data management

*Target users:* Marine underwriters, vessel insurers, marine brokers

### Insurance CRM

Customer relationship management system built for insurance professionals, integrating client management with underwriting workflows in a single platform.

**Key features:**

- Insurance\-specific client and contact tracking
- Integration with underwriting workflows
- Designed for brokers and underwriting teams

*Target users:* Insurance brokers, underwriting professionals

### Underwriting Authority Referrals

Workflow system for routing referrals between underwriters and MGAs when risks exceed binding authority limits.

**Key features:**

- Automated referral routing
- Authority limit tracking
- MGA and underwriter collaboration tools

*Target users:* MGAs, underwriters, carriers with delegated authority programs

### Certificate Management System

Digital platform for insurance certificate issuance, handling, and delivery, reducing manual processing in high-volume certificate workflows.

**Key features:**

- Digital certificate issuance and tracking
- Document delivery and management
- High\-volume certificate processing support

*Target users:* Brokers, insurers managing large certificate volumes

### Property Insurance Platform

Workflow automation for property insurance underwriting, quotation, and renewal processing. Incorporates agentic AI for renewal preparation and property and engineering lines.

**Key features:**

- Property underwriting workflow automation
- Renewal automation with agentic AI
- Quotation support for property and engineering risks

*Target users:* Property underwriters, commercial lines teams

## Category & focus

- Subcategories: Document Management
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs

## Links

- Website: <https://www.insurtechgulf.com>
- Directory profile: <https://insurtechlist.com/companies/insurtech-gulf/>
- Blog: <https://www.insurtechgulf.com/blog>
- About: <https://www.insurtechgulf.com/about>

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*Last updated: 2026\-07\-23*
