# Insurnode

> Blockchain\-powered policy administration platform for on\-demand and embedded insurance products

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Lasne, Belgium |
| Founded | 2022 |
| Stage | Startup |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Insurnode is a policy administration and product factory platform for carriers, MGAs, and brokers, with a focus on on-demand and embedded insurance products. The company is operated by MGAaS SA and is headquartered in Belgium.

The platform models insurance policies as smart contracts on a Hyperledger Fabric private blockchain, enabling multi-stakeholder policy lifecycle management from product design through invoicing. Coverage can be launched as a digital product in weeks rather than through longer traditional implementation cycles. The system provides an API layer for integrating with carrier, broker, and third-party systems.

Insurnode has deployed its first live product, SWINZ, a multi-line tenant insurance offering distributed through a network of over 100 brokers in Belgium, with underwriting backed by AXA Belgium and Euromex.

## Products & services

### Insurnode Platform

A blockchain-backed policy administration and product factory platform where insurance products are modeled as smart contracts. Supports the full policy lifecycle including product configuration, issuance, adjustments, claims processing, and invoicing.

**Key features:**

- Smart contract\-based policy execution via Hyperledger Fabric
- Product design and launch tooling
- Multi\-stakeholder access for carriers, MGAs, and brokers
- RESTful API for third\-party system integrations
- Support for on\-demand and subscription\-based coverage models

*Target users:* Carriers, MGAs, and brokers seeking to launch digital insurance products

### SWINZ

A multi-line tenant insurance product built and distributed on the Insurnode platform. Offered as a monthly subscription with digital-first customer experience.

**Key features:**

- Tenant liability and belongings coverage
- Personal liability protection
- Legal protection
- Travel and assistance
- Optional accident, disability, and theft coverage
- Monthly subscription \(EUR 29\-35 per month\)
- Mobile app delivery

*Target users:* Tenants in Belgium; distributed through broker network

## Category & focus

- Subcategories: Policy Administration, Product Factory, Insurtech Infrastructure
- Insurance verticals: P&C Personal, Specialty/E&S
- Target customers: Carriers, Brokers, MGAs/MGUs

## Notable customers

- AXA Belgium \(underwriter\)
- Euromex \(underwriter\)
- Europ Assistance Belgium \(assistance services\)

## Links

- Website: <https://www.insurnode.com>
- Directory profile: <https://insurtechlist.com/companies/insurnode/>
- Careers: <https://careers.fintechbelgium.be/companies/insurnode>
- Linkedin: <https://be.linkedin.com/company/insurnode>
- Swinz product: <https://www.swinz.be>

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*Last updated: 2026\-05\-17*