# Insured Nomads > Modern insurance for borderless living ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | NA | | Headquarters | Birmingham, Alabama | | Founded | 2020 | | Stage | Startup | | Employees | 11-50 | ## Overview Insured Nomads is an insurtech MGA redefining global protection for modern travelers, distributed teams, remote workers, and expats. Founded in 2020, the company combines insurance products with advanced technology-enabled features including AI/ML-powered tools, GPS-enabled safety services, telemedicine, cybersecurity protection, and duty of care benefits to create a fully integrated insurance, finance, and travel ecosystem. The company operates under an MGA model with delegated underwriting authority from established A-rated carriers including Nationwide, Crum & Forster, and Allianz Partners. Its family of brands includes Insured Nomads, Insured Students, Insured Cruises, Insured Travelers, Insured Safaris, and Guardian & Legal Guardian assistance memberships. Insured Nomads differentiates itself from traditional travel insurance by pairing comprehensive health coverage with technology features such as Mastercard-enabled payment for care, InstaPass for airport lounge access, WalletPass digital policy ID cards, VPN and endpoint security, identity protection, and 24/7 telehealth services. The company is a signatory of the UN Global Compact and participant in Pledge 1%. ## Products & services ### Travel Medical Insurance Comprehensive medical coverage for short-term travelers, including emergency medical, evacuation, repatriation, and 24/7 telemedicine access. **Key features:** - Emergency medical treatment abroad - Medical evacuation and repatriation - 24/7 telehealth \(mental and medical via voice or video\) - InstaPass airport lounge access for delayed flights - Cybersecurity protection \(VPN, endpoint security, identity protection\) *Target users:* Travelers, digital nomads, adventure sports enthusiasts *Distribution:* Direct\-to\-consumer, brokers, partners ### International Health Insurance Long-term health insurance for expats, remote workers, and globally mobile employees, backed by Allianz Partners. **Key features:** - Comprehensive international health coverage - Mastercard\-enabled system for easy payment for care - WalletPass digital policy ID card - Access to global provider networks - Mental health and wellbeing services *Target users:* Expats, remote workers, distributed teams, multinational companies *Distribution:* Direct, brokers, B2B partnerships ### Group Health & Benefits Employee benefits solutions for companies with distributed or remote workforces operating across multiple countries. **Key features:** - Multi\-country group health plans - Duty of care benefits \(security, safety, natural disaster, medical response\) - Telemedicine and mental health support - Evacuation and repatriation services *Target users:* Multinational companies, remote\-first organizations, companies with distributed teams *Distribution:* B2B direct, brokers, partnerships ### Trip Cancellation & Protection Trip protection insurance covering cancellations, interruptions, and travel delays. **Key features:** - Trip cancellation and interruption coverage - Travel delay benefits - Baggage protection - Cruise\-specific coverage \(Insured Cruises brand\) *Target users:* Leisure travelers, cruise passengers, adventure travelers *Distribution:* Direct\-to\-consumer, travel agencies, partners ### Guardian & Legal Guardian Memberships Safety and security assistance memberships providing duty of care and emergency response services. **Key features:** - Security and safety monitoring - Natural disaster response - Medical emergency response - Legal assistance abroad *Target users:* Corporate travelers, expats, students abroad *Distribution:* Direct, B2B ## Links - Website: - Directory profile: - Blog: - Twitter: - Linkedin: - Instagram: --- *Last updated: 2026\-03\-25*