# InsureCow

> AI\-powered livestock identification and insurance infrastructure for smallholder farmers in Bangladesh

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Dhaka, Bangladesh |
| Founded | 2022 |
| Stage | Startup |
| Funding | Seed |

## Overview

InsureCow is an agricultural insurtech platform that provides livestock identification, insurance product support, and farm-management software for smallholder cattle farmers in Bangladesh's P&C insurance market.

The company's core technology is a computer-vision system that matches muzzle patterns to create a unique biometric identity for each animal, used to verify ownership and reduce fraud in livestock insurance underwriting and lending decisions. This identity layer supports a tiered SaaS farm-management platform, priced per animal per month across Starter, Plus, Pro, and Enterprise plans, covering registration, health and breeding tracking, and financial reporting. InsureCow also provides insurance product design, underwriting support, claims management, and a payment gateway connecting farmers with partner insurers and lenders.

InsureCow reports supporting more than 5,000 smallholder farmers in Bangladesh. The company has raised early-stage capital through accelerator and matching-grant programs rather than a priced equity round, including the Huawei ICT Incubator Program, the Biniyog Briddhi (B-Briddhi) catalytic matching fund of up to USD 100,000, and Accelerating Asia's Cohort 12.

## Products & services

### Farm Management Platform

Tiered SaaS platform for livestock record-keeping and farm operations, priced per animal per month in Bangladeshi Taka.

**Key features:**

- Livestock registration and inventory tracking
- Health status tracking and vaccination scheduling
- Breeding and birth tracking, milk production and weight monitoring
- Financial management, income and expense reports, QR code generation

*Target users:* Smallholder cattle farmers

### AI Muzzle\-Pattern Identification

Computer-vision-based biometric identification system that creates a unique digital identity for each animal from its muzzle pattern, used for fraud-resistant registration, insurance underwriting, and loan-collateral verification.

**Key features:**

- Muzzle\-pattern recognition replacing ear tags and branding
- Tamper\-proof digital identity for each animal
- Custom API integration available at the Enterprise tier

*Target users:* Insurers, lenders, and farmers verifying livestock ownership

### Insurance & Financial Infrastructure

Insurance product design, underwriting support, and claims management for livestock insurance, paired with a payment gateway connecting farmers to regulated insurers and lenders.

**Key features:**

- Insurance product design and underwriting support
- Claims management
- Payment gateway linking farmers, insurers, and lenders

*Target users:* Partner insurers, lenders, and farmers

## Category & focus

- Subcategories: Agricultural/Livestock Insurance, Embedded Insurance, Biometric Risk Verification
- Insurance verticals: Specialty/E&S
- Target customers: Consumers, Carriers

## Links

- Website: <https://insurecow.com>
- Directory profile: <https://insurtechlist.com/companies/insurecow/>
- About: <https://insurecow.com/about_us>
- Linkedin: <https://bd.linkedin.com/company/insurecow>
- Press/news: <https://www.huawei.com/en/media-center/our-value/2024/insurecow-bangladesh>

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*Last updated: 2026\-08\-06*