# Ins For Renascence

> AI\-powered health risk management and digital insurance transformation platform for the Chinese insurance market\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Shanghai, China |
| Founded | 2017 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Series C (USD 10M total raised) |

## Overview

Shanghai Shangyong Technology Co., Ltd., operating under the brand Xinjifamily (also known as Ins For Renascence), is a health risk management and digital insurance solutions provider based in Shanghai, China. Founded in 2017, the company develops AI-powered platforms that enable insurance companies to digitally transform their underwriting, risk assessment, and customer lifecycle management processes.

The company operates at the intersection of "Internet + Insurance + Health," offering a PaaS-based digital ecosystem and intelligent risk control solutions that leverage big data, machine learning, and cloud computing. Its data platform aggregates multi-dimensional signals -- including consumption behaviors, medical records, financial history, travel patterns, and fraud indicators -- across approximately 890 million internet users, enabling insurers to perform pre-insurance risk evaluation and product customization at scale.

Xinjifamily serves personal insurance lines including life, health, and property insurance. The company raised a Series C round of USD 10M in August 2021, led by China Merchants Health and Marathon Venture Partners, bringing its total known funding to over USD 24M. The company is positioned as a trusted health risk management service provider with a mission to ensure accessible healthcare and elderly care support across China.

## Products & services

### Galaxy \(PaaS Digital Ecosystem\)

A PaaS-based digital ecosystem platform for comprehensive insurance lifecycle management. Built on distributed architecture with advanced data security protocols and AI/big data analytics capabilities.

**Key features:**

- Distributed cloud architecture for scalable insurance product development
- AI and big data analytics for customer lifecycle management
- Advanced data security and compliance protocols
- End\-to\-end insurance product configuration and management
- API\-based integrations with insurance systems and platforms

*Target users:* Insurance carriers and platforms in China

### Intelligent Risk Control \(Underwriting Platform\)

An intelligent underwriting solution leveraging machine learning and big data analytics to assess and score insurance risk before policy issuance.

**Key features:**

- Pre\-insurance risk evaluation using multi\-dimensional data
- Machine learning models for risk scoring and fraud detection
- Credit scoring covering approximately 890 million internet users
- Consumption behavior, medical records, and financial data aggregation
- Product customization recommendations for insurers

*Target users:* Life insurance and health insurance carriers

### Anfu \(Insurance Payment Services\)

An insurance payment services platform designed to facilitate smooth payment processing and settlement workflows for insurance operations.

**Key features:**

- Payment processing and settlement for insurance premiums
- Workflow automation for insurance financial operations
- Integration with insurance administration systems

*Target users:* Insurance carriers and MGAs

### Health Management Platform

A lifecycle health management platform integrating health risk assessment with insurance product offerings.

**Key features:**

- Full lifecycle health management services
- Integration of health data with insurance underwriting
- Health risk assessment and monitoring capabilities
- Support for elderly care management use cases

*Target users:* Health insurers, life insurers

## Category & focus

- Subcategories: Risk Assessment & Underwriting, Health Insurance Technology, Digital Transformation
- Insurance verticals: Health, Life & Annuity, P&C Personal
- Target customers: Carriers, MGAs/MGUs

## Links

- Website: <https://www.xinjifamily.com>
- Directory profile: <https://insurtechlist.com/companies/ins-for-renascence/>

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*Last updated: 2026\-05\-18*
