# in4mo

> Property claims and renovation software for insurance carriers and contractors

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Espoo, Finland |
| Founded | 2007 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Acquired |

## Overview

in4mo is a property claims and renovation software platform serving insurance carriers and construction partners. The company specializes in streamlining property damage claims handling, cost estimation, and repair partner management for P&C insurers across the Nordic region, Germany, and expanding European markets.

The platform is delivered as a cloud-based SaaS solution with REST API integrations connecting insurance carrier backends with contractor management systems and ERP platforms. Core capabilities include standardized repair cost determination, price negotiation workflows, and automated claims routing. The company processes over 180,000 building repair claims annually across its customer base.

Founded in 2007 and headquartered in Espoo, Finland, in4mo was acquired by Solera Holdings in February 2019. Solera is a global provider of claims and repair software for the automotive and property industries. in4mo continues to operate within the Solera portfolio, serving major Nordic and European insurers including Gjensidige, Tryg, KLP, and Suncorp.

## Products & services

### Building Claims

A property claims management solution that optimizes the end-to-end claims process with standardized cost estimation tools and automated repair cost determination.

**Key features:**

- Standardized repair cost determination across contractor networks
- Transparent cost estimation for claimants and insurers
- Automated claims routing and partner assignment

*Target users:* P&C insurance carriers handling property damage claims

### Contractor Pro

A workflow management solution for contractors and repair partners working within insurer networks, including ERP integrations via real-time communication APIs.

**Key features:**

- Integration with contractor ERP and job management systems
- Real\-time communication between insurance carriers and repair partners
- Price negotiation and approval workflows

*Target users:* Property restoration contractors and insurer\-approved repair networks

### Emission Estimatics

A sustainability module that measures and tracks the carbon footprint impact of building claims and repair processes.

**Key features:**

- Carbon footprint measurement per claim
- Emissions tracking across the repair supply chain
- Sustainability reporting for insurance carriers

*Target users:* Insurance carriers with ESG reporting requirements

### Integration APIs

REST API capabilities enabling third-party systems to connect directly with the in4mo platform for seamless data exchange.

**Key features:**

- REST API for ERP and contractor platform integrations
- Real\-time data exchange between insurance carriers and construction platforms
- Support for custom workflow automation

*Target users:* Insurance carriers and construction technology vendors

## Category & focus

- Subcategories: Property Claims Management, Cost Estimation, Repair Network Management
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers

## Notable customers

- Fremtind \(Norwegian insurer\)
- Frende \(Norwegian insurer\)
- Gjensidige \(Nordic insurer\)
- KLP \(Norwegian insurer\)
- KNIF Trygghet \(Icelandic insurer\)
- Landkreditt \(Norwegian financial services\)
- Suncorp \(Australian insurer\)
- Tryg \(Nordic insurer\)

## Links

- Website: <https://www.in4mo.com>
- Directory profile: <https://insurtechlist.com/companies/in4mo/>
- About: <https://www.in4mo.com/en/about>
- Linkedin: <https://www.linkedin.com/company/in4mo-oy>

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*Last updated: 2026\-06\-25*