# iink Payments

> Streamlining insurance claim check processing and multi\-party payment disbursement

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Tampa, FL, USA |
| Founded | 2017 |
| Stage | Growth |
| Employees | 11-50 |
| Funding | Series A |

## Overview

iink Payments is a fintech platform specializing in insurance claim check processing and multi-party payment management for the property restoration and insurance claim industries. The platform accelerates the distribution of insurance claim proceeds through ACH and real-time payment (RTP) disbursements to multiple stakeholders, eliminating the delays associated with traditional multi-party check processing.

The company addresses a persistent friction point in property claims: when multiple parties (homeowner, contractor, mortgage servicer) are listed on a claim check, coordination for endorsements and fund disbursement can take weeks. iink digitizes this process, enabling funds to reach the right parties in hours rather than days. As of 2024, the platform has processed over USD 2.5 billion in insurance claim checks across 120,000+ transactions, serving 30,000+ unique stakeholders.

Founded in 2017 and headquartered in Tampa, Florida, iink Payments has raised USD 23M across multiple rounds including a USD 12M Series A in October 2023 led by Headline. The company serves contractors, public adjusters, property attorneys, homeowners, and mortgage servicers involved in property insurance claims.

## Products & services

### Remote Check Capture

Digital upload and processing of claim checks via photo technology, enabling policyholders and contractors to submit claim checks without visiting a bank branch.

**Key features:**

- Mobile photo capture of claim checks
- Automated check validation and processing
- ACH and real\-time payment \(RTP\) disbursements to stakeholder bank accounts

*Target users:* Homeowners, contractors, public adjusters

### Multi\-Party Payments

Coordinate payments between all parties listed on a claim check, routing funds simultaneously to each stakeholder through direct deposit.

**Key features:**

- Simultaneous disbursement to multiple payees
- Real\-time payment tracking and status notifications
- FDIC\-insured fund custody via Aquia Bank
- DIF insurance coverage exceeding standard USD 250,000 limits

*Target users:* Contractors, mortgage servicers, property attorneys

### Digital Endorsements

Electronic signature collection from all required payees on a claim check, replacing the cumbersome process of physically routing checks for wet signatures.

**Key features:**

- Mobile\-accessible endorsement workflow
- Multi\-party signature coordination
- Audit trail and compliance documentation
- Two\-way in\-app messaging between stakeholders

*Target users:* All claim stakeholders

### iink Pro \(Mortgage Check Administration\)

Dedicated service for coordinating claim check processing with mortgage servicers, including professional liaison support.

**Key features:**

- Dedicated processing experts who contact mortgage companies on behalf of contractors
- Integrated mortgage servicer coordination
- Accelerates mortgage company endorsement timelines

*Target users:* Contractors, public adjusters handling mortgaged properties

## Category & focus

- Subcategories: Claims Payment Processing, Multi\-Party Disbursement, Digital Check Endorsement
- Insurance verticals: P&C Personal, P&C Commercial
- Target customers: Carriers, Consumers, Agents/Agencies

## Notable customers

- Property owners and homeowners \(primary beneficiaries\)
- Property contractors \(restoration and roofing\)
- Public adjusters
- Property attorneys
- Mortgage servicers

## Links

- Website: <https://iink.com>
- Directory profile: <https://insurtechlist.com/companies/iink-payments/>
- Linkedin: <https://www.linkedin.com/company/iinkpayments>
- Crunchbase: <https://www.crunchbase.com/organization/iink-endorsements>

---

*Last updated: 2026\-06\-03*
