# IDG4\.0 Ingeniería de Gestión

> AI\-powered insurance policy analysis platform helping consumers and professionals understand coverage and navigate claims\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Claims Technology |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Barcelona, Spain |
| Founded | 2022 |
| Stage | Startup |
| Employees | 2-10 |
| Funding | Bootstrapped |

## Overview

IDG4.0 Ingeniería de Gestión is an AI-powered claims technology platform that helps insurance consumers and professionals understand policy terms and navigate the claims process. The company applies machine learning to insurance policy analysis, delivering plain-language explanations of complex contract terms, coverage gaps, exclusions, and claim eligibility requirements.

Founded in 2022, the company is built on more than 30 years of combined team experience in claims management and process optimization. The founding team has worked with 20+ insurance companies across Spain and processed over 100,000 claims files, providing deep domain expertise in how claims are evaluated and resolved across the insurance industry.

The platform is available through two channels: B2B integration with insurance companies and brokers, and a direct consumer-facing platform. This dual-channel approach reaches both institutional customers seeking claims automation improvements and individual policyholders seeking policy clarity.

## Products & services

### Legal Contract Assistant

An AI-powered policy analysis tool that reads insurance contracts and explains them in plain language. The system identifies coverage details, exclusions, limitations, and claim-related terms, helping users understand what their insurance does and does not cover.

**Key features:**

- Automated policy term extraction and classification
- Plain\-language explanations of complex insurance language
- Coverage eligibility assessment for claims
- Exclusions and limitations identification
- Claims process guidance

*Target users:* Insurance professionals, brokers, and consumers seeking clarity on policy terms

### Peritodeasegurado Platform

A web-based consumer platform delivering the Legal Contract Assistant to individual policyholders. The platform makes expert-level insurance guidance accessible without requiring interaction with agents or brokers.

**Key features:**

- Self\-service policy analysis
- Assisted inquiry system for coverage questions
- Claims process navigation guidance
- Real\-time policy term lookup

*Target users:* Individual consumers with insurance policies

## Category & focus

- Subcategories: Policy Analysis, Claims Guidance, AI\-Powered Automation
- Insurance verticals: P&C Personal, P&C Commercial, Specialty
- Target customers: Carriers, Brokers, Consumers, Agents

## Links

- Website: <https://www.idg-ingenieriadegestion.com>
- Directory profile: <https://insurtechlist.com/companies/idg40-ingenieria-gestion/>
- Linkedin: <https://www.linkedin.com/company/idg-4-0-ingenier%C3%ADa-de-gesti%C3%B3n/>
- Peritodeasegurado: <https://www.peritodeasegurado.com>

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*Last updated: 2026\-06\-14*
