# iBime > Fully electronic insurance brokerage for auto, property, travel, and health coverage in Iran\. ## At a glance | Field | Value | | --- | --- | | Category | Distribution & Sales | | Type | Broker | | Region | EMEA | | Headquarters | Tehran, Iran | | Founded | 2016 | | Employees | 11-50 | ## Overview iBime is a fully electronic, retail personal-lines insurance brokerage serving individual consumers in Iran. Operating under a Direct Insurance Brokerage license, the company runs an online comparison-and-purchase platform for auto, property, travel, mobile-device, motorcycle, personal accident, and supplementary health coverage, positioning itself as an alternative to traditional in-person insurance buying. iBime's brokerage entity is held by three subsidiaries of Hamrah Aval (MCI), Iran's largest mobile network operator: Armaan Sarmaye Hamrah, Bahar Ertebat Gostar, and Partnet Kish. This telecom ownership structure, rather than independent or venture funding, underpins its distribution reach; iBime was recognized the year after its founding as a certified insurance startup by Hamrah Aval's Innovation and Business Development Department. The company reports more than 10 licenses held, 120+ customers, and 1.8 million electronically issued policies among mobile subscribers in its first year of operation. The platform is built on a Next.js/React stack with Material UI components, supporting online quoting and purchase, a self-service three-step claims registration process, and automated renewal and installment-payment reminders. It also runs an agent/representation program through which individuals and businesses can become authorized iBime sales agents, supplementing its direct digital channel. ## Products & services ### Auto Insurance Third-party liability and body/collision coverage for vehicles, sold and compared online as one of the platform's primary product lines. ### Property Insurance Home and fire insurance, including a "safe home" variant that bundles war-risk coverage. ### Travel Insurance Travel coverage sold through the same electronic comparison-and-purchase flow as the platform's other lines. ### Mobile Device Insurance Theft and breakage coverage for mobile phones, sold entirely online and connected to iBime's telecom (Hamrah Aval) parentage. ### Motorcycle Insurance Coverage for motorcycle owners, one of the platform's listed product lines. ### Personal Accident Insurance Individual accident coverage offered as a discrete purchasable product. ### Supplementary Health Insurance Supplementary treatment coverage positioned as an add-on to Iran's base health coverage. ### Online Claims Processing A three-step self-service claims registration and processing flow that reduces reliance on phone or in-person claims filing. ### Renewal and Payment Reminders Automated reminders for policy renewal and installment payments, with digital payment collection at the point of purchase; policies are issued and delivered immediately after payment. ## Category & focus - Insurance verticals: P&C Personal - Target customers: Consumers ## Links - Website: - Directory profile: - Blog: - About: - Careers: - Linkedin: - Agent/representation program: --- *Last updated: 2026\-08\-07*