# hyperexponential

> Pricing and underwriting decision intelligence for commercial P&C insurers

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | London, United Kingdom |
| Founded | 2017 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Series B |

## Overview

Hyperexponential is an underwriting and pricing platform for commercial P&C carriers, reinsurers, and MGAs. The platform provides decision intelligence software that enables actuaries and underwriters to build, deploy, and refine pricing models for specialty and commercial insurance lines without requiring advanced programming expertise.

The company delivers its core product, hx Renew, as a SaaS platform with configurable logic engines and AI-driven analytics. Clients can integrate it with existing systems including Duck Creek and Salesforce. The platform supports the full underwriting lifecycle from risk assessment and premium determination to portfolio steering and submission triage.

Founded in London in 2017 and a Lloyd's Lab alumnus, hyperexponential serves more than 40 insurer clients -- including Aviva, Beazley, Conduit Re, and AEGIS -- processing USD 45 billion in premiums annually. The company raised a USD 73M Series B in January 2024 led by Battery Ventures, a16z, and Highland Europe, and is expanding into the US market.

## Products & services

### hx Renew

Pricing and rating platform for commercial and specialty lines. Allows actuaries and underwriters to configure pricing models, apply decision logic, and analyze portfolio performance. Clients report up to 75% reduction in model build time.

**Key features:**

- Configurable actuarial pricing model builder
- Portfolio steering and risk selection analytics
- Full audit trails and governance controls

*Target users:* Actuaries, underwriters, pricing teams at commercial P&C carriers and reinsurers

### Submission Triage

AI-powered broker submission screening tool. Automates initial qualification and filtering of incoming submissions so underwriters can focus on strategic risks.

**Key features:**

- Automated risk qualification scoring
- Broker submission filtering and prioritization
- Workflow integration with underwriting platforms

*Target users:* Commercial underwriters handling high\-volume submission queues

### Portfolio Intelligence

Portfolio optimization and steering tool for data-driven risk selection and composition decisions.

**Key features:**

- Portfolio\-level analytics and performance tracking
- Risk selection recommendations
- Profitability analysis by segment

*Target users:* Portfolio managers and senior underwriters

### hx AI Suite

Suite of AI-powered tools for pricing, actuarial modeling, and underwriting workflows, launched in 2025. Automates data processing and analytical tasks across the underwriting lifecycle.

**Key features:**

- AI\-driven data processing and enrichment
- Workflow automation for actuarial tasks
- Analytical insights for underwriting decisions

*Target users:* Actuaries and underwriting teams seeking AI augmentation

## Category & focus

- Subcategories: Pricing Intelligence, Actuarial Modeling, Submission Triage, Portfolio Analytics
- Insurance verticals: P&C Commercial, Specialty/E&S, Reinsurance
- Target customers: Carriers, MGAs/MGUs, Reinsurers

## Notable customers

- Aviva
- Beazley
- Conduit Re
- AEGIS
- Markel
- Convex
- Sompo
- DUAL
- Bowhead Specialty
- Canopius
- HDI
- Apollo
- Lancashire
- IGI
- Antares
- Argenta
- Optio

## Links

- Website: <https://www.hyperexponential.com>
- Directory profile: <https://insurtechlist.com/companies/hyperexponential/>
- Blog: <https://www.hyperexponential.com/blog>
- Careers: <https://www.hyperexponential.com/careers>
- Linkedin: <https://uk.linkedin.com/company/hyperexponential>
- Press/news: <https://www.hyperexponential.com/newsroom>

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*Last updated: 2026\-05\-17*