# Huize Insurance

> Technology\-driven online insurance marketplace connecting carriers, partners, and consumers across Asia

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Shenzhen, China |
| Founded | 2006 |
| Stage | Enterprise |
| Employees | 501-1000 |
| Funding | Public |

## Overview

Huize Holding Limited (NASDAQ: HUIZ) operates a technology-driven online insurance distribution platform serving consumers, distribution partners, and insurance carriers across mainland China, Hong Kong, Vietnam, and Singapore. The platform functions as a three-sided marketplace, enabling consumers to compare and purchase life, health, accident, property & casualty, and travel insurance products from over 100 partnered carriers.

The platform is built on proprietary AI systems -- the Beidou Data Engine and Cube Algorithm Engine -- which power personalized product recommendations, risk scoring, and intelligent underwriting. In February 2025, Huize integrated the DeepSeek R1 model into its consumer-facing services, becoming the first insurance platform to do so, achieving 300% greater recommendation efficiency and 91% accuracy in product matching. The platform operates under licensed brokerage authority (CBIRC License #260957000000800) and through its international brand Poni Insurtech, which holds a Financial Adviser and Exempt Insurance Broker license from the Monetary Authority of Singapore.

As of March 2025, Huize had served 11.0 million cumulative insurance clients. Full-year 2024 gross written premiums reached RMB 6,158.6M, with first-year premiums hitting a record RMB 3,421.0M (up 30.5% year-over-year). International revenue, driven by Vietnam operations through its Global Care acquisition and the Singapore expansion, accounted for approximately 48% of total group revenue by 2025. The company went public on NASDAQ in February 2020, raising approximately USD 55M.

## Products & services

### Digital Insurance Marketplace

An online platform where consumers can compare, select, and purchase insurance products from over 100 carrier partners. AI-powered product matching delivers personalized recommendations, with zero-deductible and guaranteed-renewal features highlighted across health and life product lines.

**Key features:**

- AI\-powered product comparison and personalized recommendations
- Instant application and digital policy issuance
- 24/7 customer service with hotline support

*Target users:* Individual consumers and mass\-affluent buyers in China and Southeast Asia

### Critical Illness Insurance \(Darwin Critical Care\)

A portfolio of 14 customized critical illness products developed in partnership with PICC Life Insurance and Ruihua Health Assurance, targeting young mass-affluent consumers seeking comprehensive coverage.

**Key features:**

- 14 customized product variants
- Carrier partnerships with PICC Life and Ruihua Health Assurance
- High\-value coverage for serious illness diagnoses

*Target users:* Mass\-affluent individuals in mainland China

### Health Insurance

Tiered health insurance offerings covering basic medical, supplemental, high-end medical, and demographic-specific options (adult, child, elderly). Emphasis on zero deductibles and guaranteed renewability.

**Key features:**

- Multiple coverage tiers for varying budgets and needs
- Zero deductible and guaranteed renewal options
- Age\-specific plan configurations

*Target users:* Individual consumers across age groups

### Life Insurance

Term life, permanent life, and annuity products with wealth accumulation features, serving long-term financial protection and savings objectives.

**Key features:**

- Term, permanent, and annuity product types
- Integrated wealth accumulation components
- Digital application and policy management

*Target users:* Individuals seeking long\-term protection and savings

### Travel Insurance

Domestic and international trip coverage available through the platform, targeting consumers planning short-term travel.

**Key features:**

- Domestic and international trip coverage
- Integrated with core marketplace experience
- Rapid policy issuance

*Target users:* Individual travelers

### Claims Support \(Xiaoma Claims\)

Post-sale claims assistance and settlement support integrated into the platform ecosystem, supporting policyholders through the claims process.

**Key features:**

- Guided claims submission
- Settlement support services
- Integration with carrier claim systems

*Target users:* Existing policyholders across product lines

### Policy Management Suite

Digital tools for policy storage, retrieval, modification, and renewal, enabling policyholders to manage their coverage through the platform.

**Key features:**

- Digital policy storage and retrieval
- Modification and renewal workflows
- Integrated with the consumer app

*Target users:* Existing Huize insurance clients

## Category & focus

- Subcategories: Digital Insurance Marketplace, AI\-Powered Recommendations, Embedded Insurance
- Insurance verticals: Life & Annuity, Health, P&C Personal, Specialty/E&S
- Target customers: Consumers, Carriers, Brokers

## Notable customers

- PICC Life Insurance \(carrier partner, critical illness product co\-development\)
- CPIC P&C \(carrier partner, student accident insurance co\-development\)
- Ruihua Health Assurance \(carrier partner, critical illness products\)

## Links

- Website: <https://www.huize.com>
- Directory profile: <https://insurtechlist.com/companies/huize/>
- Careers: <https://www.huize.com/about/career.html>
- Linkedin: <https://www.linkedin.com/company/huize-insurance>
- Investor relations: <https://ir.huize.com>

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*Last updated: 2026\-06\-08*
