# Hubio > Cloud\-based SaaS platform for Canadian P&C insurers \-\- regulatory reporting, digital distribution, and data integration ## At a glance | Field | Value | | --- | --- | | Category | Compliance & Regulatory | | Type | Solutions Provider | | Region | NA | | Headquarters | Toronto, Ontario, Canada | | Founded | 2002 | | Stage | Established | | Employees | 51-200 | | Funding | Acquired | ## Overview Hubio is a SaaS technology provider for Property and Casualty (P&C) insurers, headquartered in Toronto, Ontario. The company specializes in three operational domains for P&C insurance: statutory regulatory reporting, digital agent and customer connectivity, and data integration with third-party providers. Its products address the end-to-end data exchange requirements of Canadian P&C carriers, connecting them to regulators, statistical agents, brokers, and policyholders through a suite of purpose-built platforms. The company delivers three core products: regul8/regul8 Connect for regulatory reporting automation, collabor8 for digital distribution and agent interactions, and communic8 for API-based data integration between insurer systems and external providers. All products are cloud-native SaaS and support industry standards including CSIO and ACORD. Hubio achieved SOC 2 Type II certification in August 2024 and is listed on the Guidewire Marketplace as a Data Partner. Hubio has operated for over 20 years in the Canadian insurance technology market and reports serving 40% of Canadian P&C direct written premium. Notable customers include Definity Financial, Wawanesa, CAA, Zurich, and HDI. The company was acquired by Watchstone Group plc in December 2017 and has since expanded its capabilities through the acquisition of iter8 Incorporated, a Canadian insurance software company. ## Products & services ### regul8 A turnkey data platform for managing statutory regulatory reporting for Canadian P&C insurance companies. regul8 automates the submission of required data to Canadian regulators and statistical agents, replacing manual compliance workflows with a cloud-based reporting pipeline. **Key features:** - Automated statutory data submission to Canadian regulators and statistical agents - Cloud\-based platform with active product maintenance \(v10\.2 released 2021\) - Supports Workers Compensation Regulatory Reporting via Guidewire integration - Regulatory updates and compliance tracking *Target users:* Canadian P&C insurance carriers requiring statutory reporting compliance ### regul8 Connect A regulatory connectivity solution that streamlines the preparation and submission of regulatory reports. regul8 Connect integrates with core systems including Guidewire to bring regulatory reporting to the cloud. **Key features:** - Streamlined regulatory reporting connectivity \(updated May 2026\) - Guidewire integration for Workers Compensation regulatory reporting - Designed to simplify the most complex parts of P&C compliance reporting *Target users:* Canadian P&C carriers using Guidewire or other policy administration systems ### collabor8 A digital distribution platform enabling straight-through processing between agents, customers, and insurers. collabor8 supports the full policy sales lifecycle from comparative quoting through new business binding, built on CSIO standards. **Key features:** - Full CSIO standards integration for straight\-through processing - Configurable forms and rules engine with white\-labeled interface - Comparative quotes, quick quotes, full quotes, and new business workflows - Policy and claims inquiry capabilities - Analytics for sales performance and market sensitivity - Covers Personal, Commercial, and Specialty Lines *Target users:* P&C insurance companies, agents, and brokers seeking digital distribution capabilities ### communic8 A data integration hub that manages communication between insurance companies and third-party data providers. communic8 supports multiple API protocols and provides a configurable layer for connecting core insurance systems to external services. **Key features:** - Multi\-protocol API orchestration: REST, SOAP, FTP, message queue, Spark - Third\-party data integrations: motor vehicle reporting, replacement cost calculators, geo\-coding - CSIO data adapter for reading and writing standard transactions - Real\-time policy upload and download between systems - KYC \(Know Your Customer\) qualification module - Bordereau module for bulk transaction processing *Target users:* P&C carriers integrating their policy administration systems, agent portals, and BMS with third\-party rating engines and data providers ## Category & focus - Subcategories: Regulatory Reporting, Distribution & Sales, Insurtech Infrastructure - Insurance verticals: P&C Personal, P&C Commercial, Workers Compensation - Target customers: Carriers, Brokers, Agents/Agencies ## Notable customers - CAA \(Canadian Automobile Association\) - Definity Financial - Wawanesa - Zurich - HDI - Saskatchewan Mutual Insurance ## Links - Website: - Directory profile: - Blog: - Linkedin: --- *Last updated: 2026\-06\-21*