# Hoken

> Mobile\-first peer\-to\-peer household contents insurance for Swiss residents

## At a glance

| Field | Value |
| --- | --- |
| Category | Customer Engagement |
| Type | Carrier |
| Region | EMEA |
| Headquarters | Zurich, Switzerland |
| Founded | 2016 |
| Employees | 11-50 |

## Overview

Hoken is a direct-to-consumer digital carrier offering peer-to-peer household contents insurance in Switzerland. Founded in 2016 and headquartered in Zurich, the company targets Swiss residents seeking a modern alternative to traditional household insurance. Coverage is issued and managed entirely through a mobile application, and policies can be purchased and activated in under five minutes.

The platform handles the complete policy lifecycle -- from quote through claims -- without the need for brokers or agents. Hoken's peer-to-peer model groups policyholders together to share risk, with the goal of creating a more transparent and cost-efficient insurance structure. Claim handling is automated for covered losses, reducing the time between loss event and payout.

Hoken received early-stage backing through Tenity, a Swiss-based fintech and insurtech incubator and investor. The company operates as a digital-native carrier in the Swiss household insurance market.

## Category & focus

- Insurance verticals: P&C Personal
- Target customers: Consumers

## Links

- Website: <https://gohoken.com>
- Directory profile: <https://insurtechlist.com/companies/hoken/>
- Crunchbase: <https://www.crunchbase.com/organization/hoken>

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*Last updated: 2026\-05\-17*