# Hifazah

> Pakistan's digital aggregator for Shariah\-compliant Takaful insurance

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Karachi, Pakistan |
| Founded | 2020 |
| Stage | Growth |
| Employees | 1-10 |
| Funding | Bootstrapped |

## Overview

Hifazah is a digital aggregation platform enabling customers to search, compare, and purchase Shariah-compliant Takaful insurance products from multiple providers in a single marketplace. The platform addresses the underserved market of consumers in Pakistan seeking Islamic insurance alternatives, functioning as a modern digital intermediary between individual and corporate customers and participating Takaful operators.

The platform operates as a SaaS-based aggregator connecting customers with multiple Takaful providers, including Pak-Qatar General Takaful and Salaam Takaful. All products and promotional materials are verified for Shariah compliance by Al-Hamd Shariah Advisory services, ensuring adherence to Islamic financial standards. The platform offers Takaful coverage across multiple product lines including motor, health, travel, life, and home insurance.

Hifazah has established strategic partnerships with major Takaful operators to expand digital distribution channels. The platform serves both individual and corporate customers in Pakistan's growing Islamic finance market, which ranks 9th among 64 countries in the Global Islamic Fintech Index, indicating a mature and expanding opportunity for Shariah-compliant financial services.

## Products & services

### Takaful Comparison & Purchase Platform

Digital marketplace enabling customers to search, compare, and purchase Shariah-compliant insurance products.

**Key features:**

- Multi\-provider comparison for standardized Takaful products
- Streamlined quote\-to\-bind workflow for insurance purchases
- Shariah compliance verification on all products and content
- Support for individual and corporate customer segments

*Target users:* Consumers seeking Islamic insurance alternatives

### Motor Takaful

Islamic auto insurance coverage providing Shariah-compliant alternatives to conventional motor insurance for individuals and businesses.

**Key features:**

- Vehicle coverage aligned with Islamic principles
- Multi\-provider options through platform aggregation

*Target users:* Individual and corporate vehicle owners

### Health Takaful

Comprehensive health insurance designed according to Islamic principles, providing medical coverage through participating Takaful operators.

**Key features:**

- Shariah\-compliant medical coverage
- Multiple operator options

*Target users:* Individuals and families

### Travel, Life, and Home Takaful

Additional Takaful product lines including travel insurance, life coverage, and home insurance protection, each following Islamic financial principles.

**Key features:**

- Multiple insurance verticals available
- Shariah compliance verified

*Target users:* Consumers with varied insurance needs

## Category & focus

- Subcategories: Digital storefronts, insurance comparison platforms, quote\-to\-bind
- Insurance verticals: Life & Annuity, P&C Personal, Health
- Target customers: Consumers

## Notable customers

- Pak\-Qatar General Takaful Limited \(PQGTL\)
- Salaam Takaful Limited

## Links

- Website: <https://www.hifazah.com>
- Directory profile: <https://insurtechlist.com/companies/hifazah/>
- Linkedin: <https://pk.linkedin.com/company/hifazah-com>

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*Last updated: 2026\-06\-14*