# HEALTHLUCID INC

> Smarter employee benefits decisions for brokers, employers, and employees\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Fremont, California, USA |
| Founded | 2013 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

HealthLucid is an employee benefits decision support platform headquartered in Fremont, California. Founded in 2013, the company serves the benefits ecosystem -- brokers, employers, and employees -- with tools designed to simplify the complexity of health plan selection and open enrollment. HealthLucid transforms a process that traditionally takes days into one that takes hours, enabling benefits professionals to identify optimal plan designs from hundreds of options.

The platform takes a data-driven approach to benefits optimization, helping all stakeholders find plans that reduce costs while improving coverage outcomes. HealthLucid received seed funding from BrokerTech Ventures in 2021, a leading accelerator and venture fund focused on the employee benefits distribution market.

## Products & services

### Plan Renewal Tool

Transforms the annual benefits renewal process from days to hours. Brokers upload plan designs, premiums, employee counts, and client expectations and the platform identifies optimal plans from hundreds of available options that reduce costs for both employers and employees.

**Key features:**

- Multi\-plan comparison across hundreds of options
- Cost reduction analysis for employer and employee
- Streamlined broker workflow for renewal season

*Target users:* Employee benefits brokers and consultants

### Plan Design Modeling

Enables brokers to model optimal medical plan designs using a plain-English interface. Provides real-time scenario analysis to increase trust with HR and Finance teams, immediately displaying the financial impact on both employer and employees under different healthcare utilization levels.

**Key features:**

- Plain\-English plan design input
- Real\-time financial impact modeling
- Multiple utilization scenario analysis

*Target users:* Benefits brokers, HR and Finance teams

### Open Enrollment Platform

A personalized employee-facing platform that guides individuals through health plan selection during open enrollment. Helps employees make cost-effective healthcare decisions based on their expected usage, tax rates, premiums, and plan design.

**Key features:**

- Personalized medical, dental, and vision plan comparison
- FSA and HSA tax savings optimization
- Voluntary benefits integration \(income protection, supplemental coverage\)
- 401\(k\) and HSA wealth growth guidance

*Target users:* Employees during open enrollment

## Category & focus

- Subcategories: Employee Benefits Technology, Open Enrollment Platform, Benefits Decision Support
- Insurance verticals: Health, Group Benefits
- Target customers: Brokers, Employers

## Links

- Website: <https://healthlucid.com>
- Directory profile: <https://insurtechlist.com/companies/healthlucid/>
- Linkedin: <https://www.linkedin.com/company/healthlucid>

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*Last updated: 2026\-05\-12*
