# GREATER THAN

> AI\-powered driver risk and climate impact scoring for insurers, fleets, and mobility providers\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Stockholm, Sweden |
| Founded | 2004 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Public (Nasdaq First North, GREAT.ST) |

## Overview

Greater Than is a telematics analytics platform for insurance carriers, reinsurers, fleet operators, and mobility providers. The company converts GPS driving data into AI-derived risk scores and climate impact metrics, enabling customers to price risk more accurately and reduce accident rates. Based in Stockholm, Sweden, Greater Than serves clients across Europe, North America, Asia, and Latin America.

The platform is built on a proprietary AI system trained on over 20 years of real-world driving data, comprising more than 7 billion unique driver patterns across 106 countries and 1,600 cities. Rather than relying on predefined trigger events, the system evaluates driving attitude and continuous behavioral patterns. Data is delivered through a single API connection point that integrates with existing telematics hardware and GPS sources, requiring no proprietary device. Products include crash probability scoring, climate impact quantification, fleet dashboards, real-time driver coaching, and ESG compliance tools.

Greater Than is publicly traded on Nasdaq First North Growth Market in Sweden (GREAT.ST). Notable customers include Zurich Insurance, Honda, Geotab, TRYG, MSIG, and Sompo Japan. The ABAX partnership connected more than 200,000 vehicles to the platform. The company was recognized in the InsurTech100 and received the Insurtech Innovation Award in 2023. In January 2026, Johanna Forseke was appointed CEO.

## Products & services

### Crash Probability Score

An AI-derived risk score that predicts the likelihood of a vehicle collision based on GPS driving behavior. The system evaluates driving attitude across continuous patterns rather than discrete events.

**Key features:**

- Behavioral risk quantification from raw GPS data
- Coverage across 106 countries and 1,600 cities
- Integration with existing telematics and GPS hardware via single API

*Target users:* Insurance carriers, reinsurers, fleet operators

### Climate Impact Score

Quantifies the carbon footprint of individual drivers or entire fleets, supporting corporate sustainability reporting and ESG compliance obligations.

**Key features:**

- Per\-driver and fleet\-level emissions calculations
- Up to 20% fleet emission reductions demonstrated
- CSRD\-aligned reporting support

*Target users:* Fleet operators, insurers, mobility providers

### Crash Probability Hub

Data integration and API access platform that combines risk intelligence with analytics dashboards for insurers and fleet managers.

**Key features:**

- Single API connection for risk data integration
- Analytics dashboard and reporting interface
- Real\-time data delivery

*Target users:* Insurance carriers, fleet operators

### AI Coach

Real-time driver feedback and coaching system launched in 2025, delivering personalized data-driven guidance to fleet safety managers and individual drivers.

**Key features:**

- Real\-time driver feedback
- Risk\-based coaching prioritization
- Integration with fleet management workflows

*Target users:* Fleet operators, mobility providers

### ESG Compliance Package

Tools supporting CSRD compliance and ESG reporting requirements for fleet operators and insurers.

**Key features:**

- CSRD\-aligned emissions reporting
- Climate impact dashboards
- Fleet benchmarking and trend analysis

*Target users:* Carriers, fleet operators, corporate mobility managers

## Category & focus

- Subcategories: Telematics & Behavioral Analytics, ESG & Climate Risk, Driver Risk Scoring
- Insurance verticals: P&C Personal, P&C Commercial, Reinsurance, Specialty/E&S
- Target customers: Carriers, Reinsurers, MGAs/MGUs

## Notable customers

- Zurich Insurance
- Honda
- Kinto
- Geotab
- DKG Insurance Group
- MSIG
- TRYG
- FIA \(Federation Internationale de l'Automobile\)
- ABAX
- Sompo Japan
- Smart Eye
- eDriving

## Links

- Website: <https://greaterthan.eu>
- Directory profile: <https://insurtechlist.com/companies/greater-than/>
- Linkedin: <https://www.linkedin.com/company/greater-than>
- Press/news: <https://greaterthan.eu/press-releases/>
- Investor relations: <https://greaterthan.eu/investors>

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*Last updated: 2026\-05\-12*