# GRAVIE

> More Benefits\. Fewer Asterisks\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Minneapolis, Minnesota |
| Founded | 2013 |
| Stage | Growth |
| Employees | 201-500 |
| Funding | Series G (USD 413M total) |

## Overview

Gravie is a Minneapolis-based health benefits company specializing in employer-sponsored health plans for small and midsize businesses (SMBs). Founded in 2013, Gravie has built a technology-driven model that blends innovative plan design, licensed third-party administration (TPA), and high-touch service to solve a persistent gap in the SMB market: nearly half of smaller employers do not offer health benefits due to cost and complexity.

The company operates as a licensed TPA and administers both level-funded health plans and Individual Coverage Health Reimbursement Arrangements (ICHRAs), targeting employers with 50 or more employees. Gravie's core value proposition centers on eliminating financial barriers to care -- its flagship Comfort plan removes copays and deductibles on the most common health services, resulting in zero out-of-pocket costs on 94% of office visits for members.

With over USD 413M raised across 10 funding rounds and approximately 450 employees, Gravie has grown into one of the better-capitalized companies in the employer health benefits technology space. The company reported a 97% employer satisfaction rating and a broker Net Promoter Score of 87, approximately 30 points above the industry average.

## Products & services

### Comfort\(R\)

A level-funded health plan that removes copays and deductibles on the most common health services. Members experience zero out-of-pocket costs on 94% of office visits. Employers save an average of 15% on total premium costs. Offers both zero-cost coverage options and traditional copay/HSA plan designs.

**Key features:**

- Zero out\-of\-pocket costs on 94% of office visits
- 15% average employer savings on total premium
- Level\-funded structure with risk management
- Traditional copay and HSA options also available

*Target users:* Small and midsize employers \(50\-500 employees\), distributed through insurance broker channel

### Gravie ICHRA\(TM\)

An Individual Coverage Health Reimbursement Arrangement enabling employers to offer flexible, defined-contribution health benefits. Employers set a fixed monthly allowance; employees use it to purchase individual coverage on the marketplace.

**Key features:**

- Predictable, defined\-contribution model for employers
- Up to 29% savings on healthcare costs at renewal
- Replaces traditional group health plan
- Flexible contribution amounts by employee class

*Target users:* Employers seeking cost\-predictable alternatives to group health plans

### Gravie Pay\(R\)

A solution for managing healthcare cost obligations, enabling members to handle cost-sharing in a streamlined way.

*Target users:* Members enrolled in Gravie health plans

### Gravie Care\(TM\)

Care navigation and support services to help members access the right care, understand their benefits, and navigate the healthcare system.

*Target users:* Members enrolled in Gravie health plans

## Category & focus

- Subcategories: Employee Benefits TPA, Level\-Funded Health Plans, ICHRA Administration
- Insurance verticals: Health, Group Benefits
- Target customers: Employers, Brokers, TPAs

## Notable customers

- 97% employer satisfaction rating
- Broker Net Promoter Score of 87 \(approximately 30 points above industry average\)
- Nearly all employer groups report being satisfied or very satisfied with their health plan

## Links

- Website: <https://www.gravie.com>
- Directory profile: <https://insurtechlist.com/companies/gravie/>
- Careers: <https://www.linkedin.com/company/gravie/jobs>
- Linkedin: <https://www.linkedin.com/company/gravie>
- Comfort product: <https://www.gravie.com/comfort>

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*Last updated: 2026\-05\-12*
