# Granto Seguros > Digital guarantee insurance MGA simplifying warranty solutions for Brazilian businesses ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | LATAM | | Headquarters | Uberaba, Minas Gerais, Brazil | | Founded | 2015 | | Employees | 51-200 | ## Overview Granto Seguros is a guarantee insurance (Seguro Garantia) MGA operating in Brazil, serving contractors, real estate developers, government bid participants, and service providers through a 100% digital platform. The company holds SUSEP authorization (202011493) and acts as a fully digital intermediary for warranty insurance products across multiple segments including contract execution, judicial guarantees, and engineering risks. The company underwrites guarantee insurance programs through capacity relationships with Brazilian carriers, covering lines including bid guarantees, contract execution, land subdivision, judicial guarantee, advance payment, engineering risk, third-party liability, and payment retention. With over 7,500 active clients and BRL 10 billion in insured value, Granto Seguros ranked among the top 30 guarantee insurance providers in Brazil by 2025. Founded 11 years ago in Minas Gerais, the company has grown through proprietary technology platforms including Granto One (automating approximately 90% of the sales pipeline), Granto Underwriter (an AI-powered underwriting engine), and Granto Connect (an API package for digital policyholder journeys). The company reported 92% premium growth in Q1 2026 and projects reaching BRL 120 million in intermediated premiums by 2028. ## Products & services ### Seguro Garantia \-\- Execucao de Contratos \(Contract Execution Guarantee\) Guarantee of contractual obligations fulfillment for construction and service contracts. **Key features:** - Contractual performance guarantee - Coverage for non\-fulfillment of contractual obligations - Applicable to construction and service agreements *Target users:* Contractors and service providers with public or private contract obligations *Distribution:* Digital platform, direct and broker channels ### Seguro Garantia \-\- Licitacoes \(Bid Guarantee Insurance\) Proposal guarantees enabling participation in government and private tenders. **Key features:** - Bid proposal guarantee - Access to government tender participation - Short\-term coverage aligned with bid timelines *Target users:* Companies bidding on public and private sector contracts *Distribution:* Digital platform ### Seguro Garantia Judicial \(Judicial Guarantee Insurance\) Replaces legal deposits and asset seizures in judicial proceedings, freeing up capital for businesses. **Key features:** - Substitute for court\-ordered asset seizures - Capital release for litigation parties - Recognized by Brazilian courts *Target users:* Companies involved in litigation requiring collateral deposits *Distribution:* Legal and financial professional channels ### Seguro Garantia \-\- Loteamentos \(Land Subdivision Guarantee\) Infrastructure execution guarantee for real estate development and land subdivision projects. **Key features:** - Infrastructure work execution guarantee - Coverage for subdivision regulatory obligations - Aligned with municipal requirements *Target users:* Real estate developers and land subdivision project sponsors *Distribution:* Direct and broker channels ### Seguro Garantia \-\- Adiantamento de Pagamentos \(Advance Payment Guarantee\) Facilitates advance payment access for suppliers and contractors on major projects. **Key features:** - Guarantee of advance payment utilization - Protection for project owners advancing funds - Supports cash flow management for contractors *Target users:* Suppliers and contractors requiring advance project payments *Distribution:* Digital platform ### Seguro Garantia \-\- Retencao de Pagamentos \(Payment Retention Guarantee\) Releases contract payment retentions, improving cash flow for contractors. **Key features:** - Release of withheld contract payments - Cash flow improvement for contractors - Accepted by project owners and government entities *Target users:* Contractors with retained payments on completed or ongoing projects *Distribution:* Direct and broker channels ### Riscos de Engenharia \(Engineering Risk\) Engineering risk protection for construction projects and infrastructure works. **Key features:** - Construction all\-risk coverage - Equipment and machinery coverage - Installation risks *Target users:* Construction companies, infrastructure project developers *Distribution:* Broker and direct channels ### Responsabilidade Civil \(Third\-Party Liability\) Third-party liability coverage for contractors and businesses operating on project sites. **Key features:** - Third\-party bodily injury and property damage - On\-site operational liability - Applicable to construction and service environments *Target users:* Contractors, subcontractors, and service providers *Distribution:* Broker and direct channels ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-06\-30*