# Grace > Embedded luxury goods insurance at the point of sale, powered by AI\-driven claims processing ## At a glance | Field | Value | | --- | --- | | Type | MGA | | Region | EMEA | | Headquarters | Paris, France | | Founded | 2022 | | Employees | 11-50 | ## Overview Grace is a luxury goods insurance MGA that distributes protection through embedded checkout experiences for retail partners. Rather than requiring customers to purchase insurance separately, Grace integrates directly into e-commerce and point-of-sale systems, making coverage automatic and friction-free. The platform covers theft, loss, and damage for high-value items across 190+ countries, backed by underwriting capacity provided by Chubb Insurance. Grace's core innovation is the elimination of traditional insurance friction—no paperwork, no separate registration, no quote process. Customers receive instant, automatic coverage during checkout, with claims filing handled through a dedicated app. The company operates as the MGA, handling program design, customer acquisition through retail partners, and claims administration, while Chubb provides underwriting capacity and regulatory compliance. The platform has secured partnerships with luxury retailers including Messika (fine jewelry), RIMOWA (luggage), COPIN (multi-brand), and PHI 1.618, with coverage extending to over 200,000 high-end items. The company employs proprietary fraud detection and AI-powered claims processing to enable rapid claim resolution. ## Products & services ### Serenity Automatic protection for luxury goods embedded at the point of sale. Coverage is triggered at checkout, with no additional underwriting or customer registration. Claims can be filed through the Grace app with instant incident declaration and real-time status tracking. **Key features:** - Protection against theft, loss, and damage - Global coverage in 190\+ countries - Automatic enrollment at checkout - No paperwork or separate applications *Target users:* Luxury retailers and e\-commerce platforms seeking to reduce cart abandonment and enhance customer experience\. *Distribution:* Direct integration into retail partner checkout systems via API ### Property Transfer Simplified protection management for gift-giving and inheritance scenarios, allowing coverage to transfer between owners without re-underwriting or additional friction. ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-06\-13*