# Geoya > Climate risk prevention platform for P&C insurers and policyholders ## At a glance | Field | Value | | --- | --- | | Category | Underwriting & Risk | | Type | Solutions Provider | | Region | EMEA | | Headquarters | France | | Founded | 2026 | | Stage | Startup | | Funding | Bootstrapped | ## Overview Geoya is a climate risk prevention platform serving P&C carriers, businesses, municipalities, and individuals in France. The platform helps insurers reduce policyholder exposure to flood, storm, clay shrink-swell, and hail by combining digital diagnostics, remote expert consultations, and on-site assessments with a database of historical loss data. The platform operates across three service tiers: a self-guided digital tool, a video-based remote diagnosis, and a direct on-site expert evaluation. All three draw on a proprietary database of 2.6 million historical loss assessments and tap a network of more than 900 qualified assessors operated by founding partner Saretec. The platform is available on a subscription basis to other insurers and is designed to integrate into existing customer service and sales workflows. Geoya was established in January 2026 as a joint venture of five founding partners -- Generali France, MAIF, Societe Generale Assurances, Saretec, and Sixense -- following clearance from the French Competition Authority in May 2026. Didier Cadic was appointed CEO upon regulatory approval. The founding insurers collectively cover 5.4 million policyholders, providing direct access for early platform deployment. Flood is the primary focus area, given that natural disaster compensation in France totaled EUR 6.5 billion in 2024. ## Products & services ### Solo Auto\-Diagnostic Self-guided digital tool allowing users to assess their property's vulnerability to climate risks. Generates a personalized risk report with guidance upon completion. **Key features:** - Online self\-service with no expert involvement required - Instant risk report with tailored recommendations - Initial coverage for flood risk, with clay shrink\-swell and storm in development *Target users:* Individual homeowners, small businesses ### Expert Remote Diagnosis Video consultation with a qualified expert producing a detailed assessment report within 48 hours. Suitable for residential or small commercial properties that require professional evaluation without an on-site visit. **Key features:** - Expert video review with documented findings - 48\-hour report delivery - Remote format without on\-site logistics *Target users:* Individuals, SMEs ### Master On\-Site Expertise Direct site visit by a qualified assessor, designed for complex properties or portfolio-level risk scenarios. Delivers a detailed report within 72 hours and includes a tailor-made remediation action plan. **Key features:** - In\-person expert assessment by Saretec\-network assessors - 72\-hour report with remediation action plan - Coordination support for follow\-on mitigation work *Target users:* Enterprises, property portfolio managers, municipalities ## Category & focus - Subcategories: Climate risk assessment, property risk scoring, natural disaster prevention - Insurance verticals: P&C Personal, P&C Commercial - Target customers: Carriers, Consumers ## Notable customers - Generali France \(founding partner\) - MAIF \(founding partner\) - Societe Generale Assurances \(founding partner\) ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-07\-12*