# GeoMate

> AI\-powered geospatial platform for pedestrian\-vehicle collision risk assessment

## At a glance

| Field | Value |
| --- | --- |
| Category | Data & Analytics |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Waterloo, Ontario, Canada |
| Founded | 2019 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

GeoMate is a data and analytics platform for property and casualty carriers and autonomous vehicle companies. The company specializes in geospatial risk assessment using AI-powered machine learning to analyze pedestrian-vehicle collision risk from multi-source satellite imagery and street-level data. InsureMate, their primary insurance product, enables carriers to accurately price personal auto policies and identify high-risk portfolio areas through near real-time geospatial analysis of sidewalk conditions and traffic patterns.

GeoMate was founded in 2019 by Dr. Amin Gharebaghi (CEO) and Dr. Nastaran Saberi (CTO), both with 30+ years of combined experience in GIS systems and geospatial technology. The company operates from the Communitech hub in downtown Kitchener, Ontario and draws engineering talent from the University of Waterloo innovation ecosystem. The platform combines satellite imagery, street-view data, and machine learning to extract actionable risk signals at 10-centimeter accuracy, delivered at 70% lower cost than traditional LiDAR-based mapping approaches with faster update cycles for ongoing improvements.

GeoMate serves insurance carriers, autonomous vehicle testing companies, and urban planning organizations worldwide. The platform has scaled to map over 200 kilometers of road networks and generated 30+ kilometers of autonomous testing scenarios in under two months, demonstrating the company's ability to deliver geospatial datasets faster than traditional surveying approaches. The company has raised CAD 410K in government grants through the Federal Economic Development Agency for Southern Ontario to support AI and geospatial technology development.

## Products & services

### InsureMate

InsureMate is a SaaS platform for property and casualty carriers to assess vehicle-pedestrian collision risk and support premium pricing decisions. The platform analyzes accessibility and safety conditions for sidewalks and pedestrian infrastructure using advanced geospatial imagery analysis, enabling carriers to make more informed underwriting and pricing decisions. The platform processes multi-source geospatial data including satellite imagery, street-view imagery, and municipal infrastructure records to generate location-specific risk scores.

**Key features:**

- Automated pedestrian\-vehicle collision risk scoring by location
- Real\-time sidewalk accessibility and hazard analysis
- Comparative risk assessment for portfolio underwriting and risk identification
- Integration with carrier pricing and underwriting workflows via REST API
- Near real\-time data updates with 10cm spatial accuracy

*Target users:* Property and casualty carriers underwriting personal auto policies

### AccessMate

AccessMate is a public-facing mapping service that analyzes sidewalk accessibility and safety conditions for municipalities and urban planners. The platform provides accessible, actionable insights on pedestrian infrastructure to support evidence-based decision-making for urban planning and transportation safety initiatives.

**Key features:**

- Sidewalk accessibility scoring for pedestrians and wheelchair users
- Real\-time safety hazard identification and mapping
- Actionable insights for infrastructure investment and improvement planning
- Data aggregation from multiple municipal information sources

*Target users:* Municipalities, urban planners, transportation authorities, accessibility advocates

### Autonomous Vehicle Mapping Services

GeoMate provides high-precision mapping solutions for autonomous vehicle testing, development, and simulation. The company delivers centimeter-accurate HD maps and simulation-ready environments built to autonomous vehicle industry standards and testing protocols.

**Key features:**

- Centimeter\-level HD map generation with 10cm accuracy at lower cost than LiDAR
- OpenDRIVE and 3D environment modeling for simulation platforms
- SOTIF and NCAP safety standard scenario generation for autonomous vehicle testing
- Multi\-platform simulation environment export \(CARLA, dSPACE AURELION, MathWorks RoadRunner, IPG CarMaker, SUMO\)
- Rapid deployment: 200\+ km mapping in weeks versus months

*Target users:* Autonomous vehicle manufacturers, OEM testing facilities, simulation platform providers, research institutions

## Category & focus

- Subcategories: Risk scoring, geospatial intelligence, location\-based underwriting
- Insurance verticals: P&C Personal
- Target customers: Carriers

## Notable customers

- Major property and casualty carriers \(personal auto underwriting focus\)
- Autonomous vehicle testing companies \(Magna, Gatik\)
- Urban planning and engineering firms \(WSP, Stantec\)
- Municipalities \(Toronto, Oakville, Kitchener, Ontario; Napa County, Mountain View, California\)
- International development organizations \(UN\-Habitat\)

## Links

- Website: <https://geomate.ai>
- Directory profile: <https://insurtechlist.com/companies/geomate/>
- Careers: <https://ca.indeed.com/cmp/Geomate>
- Linkedin: <https://ca.linkedin.com/company/geomate>
- Insuremate demo: <https://toronto.geomate.ca>

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*Last updated: 2026\-06\-13*