# Gabi Personal Insurance

> Personal\-lines insurance brokerage that compares and switches auto, home, and renters coverage for US consumers\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Broker |
| Region | NA |
| Headquarters | San Francisco, CA, USA |
| Founded | 2016 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Acquired (Experian, 2021, USD 320M) |

## Overview

Gabi is a personal-lines insurance brokerage serving individual consumers across the United States. Founded in 2016 and based in San Francisco, California, the company operates as a licensed insurance agency -- Gabi Personal Insurance Agency, Inc. -- selling auto, home, renters, umbrella, and landlord coverage and is licensed in all 50 states plus Washington, D.C.

The product connects to a customer's existing policy, either through account credentials or an uploaded declarations-page PDF, and extracts current coverage details automatically. It then returns side-by-side quotes from a network of more than 40 property-and-casualty carrier partners, including Nationwide, Travelers, Progressive, Safeco, State Farm, Farmers, Geico, and Liberty Mutual. Customers can complete a switch online or work with an agent by phone or text, and Gabi assists with cancelling the prior policy. Gabi is paid a flat commission by the winning carrier regardless of which one the customer selects, rather than charging the consumer directly.

Gabi was acquired by Experian in a transaction completed in October/November 2021 valued at approximately USD 320 million, following four funding rounds that raised roughly USD 39 million from insurance-focused investors including Northwestern Mutual Future Ventures, CMFG Ventures, and Securian Financial Ventures. It continues to operate publicly under the Gabi brand as a licensed subsidiary of Experian plc. Its licensed entity also does business as Experian Insurance Services, the name used for a February 2026 conversational insurance-shopping feature Experian launched inside ChatGPT, which compares rates across more than 37 carriers through Gabi's licensing.

## Products & services

### Insurance Comparison & Switching Platform

Core product connecting to a customer's existing policy to pull coverage details and return comparison quotes across Gabi's carrier network.

**Key features:**

- Account\-credential or uploaded\-PDF extraction of a customer's current auto, home, renters, umbrella, or landlord coverage
- Apples\-to\-apples quote comparison across a network of 40\+ P&C carrier partners
- Online self\-service switch or an assisted switch by phone or text with an agent
- Assistance cancelling the prior policy
- Flat carrier commission model, no direct cost to the consumer

### Line\-of\-Business Comparison Tools

Individual comparison flows for each personal-lines product Gabi offers.

**Key features:**

- Dedicated comparison pages for auto, home, renters, umbrella, and landlord insurance
- Standalone car\-insurance cost calculator

### Experian Insurance Marketplace \(ChatGPT App\)

A conversational insurance-shopping experience inside ChatGPT, launched February 2026, powered by Gabi's licensed agency entity doing business as Experian Insurance Services.

**Key features:**

- Conversational review of coverage options inside ChatGPT
- Rate comparison across 37\+ carriers
- Follow\-up question support within the chat interface

## Category & focus

- Insurance verticals: P&C Personal
- Target customers: Consumers

## Links

- Website: <https://www.gabi.com>
- Directory profile: <https://insurtechlist.com/companies/gabi-personal-insurance/>
- Faq: <https://www.gabi.com/faq/>
- Careers: <https://www.gabi.com/jobs/>
- Reviews: <https://www.gabi.com/reviews/>
- Linkedin: <https://www.linkedin.com/company/gabi-insurance>

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*Last updated: 2026\-08\-05*
